Atlantic American Corporation (AAME)

Atlantic American Corp.'s stock has experienced fluctuations, including a significant increase of 26.09% between July 15, 2024, and July 14, 2025, and a rebound of 39% in the thirty days leading up to December 20, 2025, contributing to an annual gain of 118%. However, over the past six months (as of March 27, 2026), the stock price decreased by 14.69%, and in the last four weeks, it lost 7.72%. The company reported a net loss of $4.3 million for fiscal year 2024, but the first quarter of 2025 showed a positive turnaround with a net income of $0.8 million. The second quarter of 2025 demonstrated strong financial results, with a net income of $3.3 million and an 11.4% increase in insurance premiums to $50.1 million.

Specific detailed information on the demand seasonality for Atlantic American Corp.'s products and services is not explicitly provided in publicly accessible summaries. Demand for certain insurance products can exhibit seasonal patterns, such as property and casualty insurance claims fluctuating with weather-related events, and health insurance enrollment periods influencing demand for life and health products.

Atlantic American Corp. is an insurance holding company based in Atlanta, Georgia, operating in the Financials sector, specifically in the Multi-line Insurance industry. It conducts business through American Southern Insurance Company and Bankers Fidelity Life Insurance Company. American Southern Insurance Company offers commercial automobile insurance, general liability insurance, inland marine insurance products, and surety bond coverage. Bankers Fidelity Life Insurance Company provides individual and group whole life insurance products, Medicare supplement insurance products, and other accident and health insurance products. The company focuses on well-defined geographic, demographic, and product niches within the insurance marketplace.

Atlantic American Corp. is headquartered in Atlanta, Georgia, and its subsidiaries provide insurance products across the United States. American Southern Insurance Company is licensed to conduct business in 32 states and the District of Columbia.

Atlantic American Corp. and its subsidiaries maintain a positive brand reputation within the insurance industry. AM Best affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICRs) of “a” (Excellent) for American Southern Insurance Company and its subsidiary. Bankers Fidelity Life Insurance Company and its subsidiaries received an FSR of A- (Excellent) and Long-Term ICRs of “a-” (Excellent). The publicly traded parent company, Atlantic American Corporation, had its Long-Term ICR of “bbb-” (Good) affirmed.

Atlantic American Corp.'s ownership structure is characterized by a high concentration of shares held by insiders. J. Mack Robinson is the largest individual shareholder, owning 83.39% of the company, followed by Harriett J. Robinson with 65.59%, Robin Robinson Howell with 25.98%, Hilton H. Howell Jr. with 9.03%, and Harold K. Fischer with 6.62%. Institutional investors hold approximately 5.28% of shares, with notable investors including Dimensional Fund Advisors LP, Biglari, Sardar, Bridgeway Capital Management Inc., and The Vanguard Group Inc.