Atlantic American Corporation (AAME)

Atlantic American Corp.'s stock (AAME) has experienced several notable events. As of February 5, 2026, the closing stock price was $2.60, with a 52-week high of $3.71 and a low of $1.25. In August 2025, the company reported increased net income and improved operating income. In November 2025, Atlantic American Corporation reported net income of $0.6 million for Q3 2025. In January 2026, the stock price crossed above its fifty-day moving average, and in February 2026, the share price crossed below its 200-day moving average. Overall, Atlantic American (AAME) shares delivered a 56.470% change over the past year.

Demand for Atlantic American Corp.'s products and services can be influenced by seasonal patterns. Property and casualty insurance demand surges can occur due to natural disaster seasons, severe weather events, home-buying season, holiday travel season, new vehicle releases, and construction season. Life and health insurance demand peaks at the end of the year, during the fourth quarter, as individuals review their finances. The Medicare supplement market also experiences fluctuating underwriting results.

Atlantic American Corp. is an insurance holding company based in Atlanta, Georgia, specializing in niche markets within the life, health, and property and casualty insurance industries. It operates within the financial sector, offering a diverse range of insurance products through its subsidiaries. The life and health division provides life insurance, Medicare supplements, and accident and health insurance. The property and casualty division focuses on commercial automobile insurance, general liability insurance, and surety bonds. Atlantic American Employee Benefits offers voluntary life and supplemental health benefits at the workplace.

Headquartered in Atlanta, Georgia, Atlantic American Corp. primarily markets its products across several states, including Florida, Georgia, Kentucky, Mississippi, North Carolina, South Carolina, and Tennessee. Its subsidiary, Association Casualty Insurance Company, is licensed to operate in nine states, including Texas and New Mexico, focusing on workers' compensation, commercial property, commercial automobile, general liability, umbrella, and inland marine coverages.

Atlantic American Corp.'s insurance subsidiaries have consistently received an A- (Excellent) rating from A.M. Best. However, Bankers Fidelity Life Insurance Company reported unfavorable underwriting results in 2024, attributed to elevated expenses and a higher Medicare supplement loss ratio, which could potentially impact the brand's reputation. Corrective actions, such as rate increases and business diversification, were being implemented.

The ownership structure of Atlantic American Corp. is characterized by a high concentration of shares held by insiders, indicating significant family and management control. J. Mack Robinson holds 83.39% of the company's shares. Institutional shareholders account for 5.54% of the ownership, including firms such as BlackRock, Inc. and The Vanguard Group, Inc.