Ameris Bancorp (ABCB)

Ameris Bancorp's stock price increased by 21.62% between January 6, 2025, and January 5, 2026, reaching $75.76. The stock reached new 52-week highs during trading on January 8, 2026, and January 14, 2026. The company announced a quarterly dividend of $0.20 per share, paid on January 5, 2026. On October 20, 2025, Ameris Bancorp expanded its stock repurchase program, authorizing up to $200 million in share repurchases. Analysts maintained a "Moderate Buy" rating for ABCB, with price targets around $79.00. The company released its fourth-quarter and full-year 2024 financial results on January 30, 2025, and is scheduled to release its fourth-quarter 2025 financial results on January 29, 2026.

Ameris Bancorp's products and services exhibit some demand seasonality, with loan production reported to be down slightly in Q4. The CFO's guidance for the net interest margin accounts for seasonal factors and expected normalization, indicating fluctuations in demand for lending and other financial products during certain periods.

Ameris Bancorp, headquartered in Atlanta, Georgia, operates primarily through Ameris Bank, offering a range of financial products and services to retail and commercial customers. These include retail banking with personal accounts and loans, small business financing with business accounts and SBA loans, commercial banking with real estate financing and treasury services, and mortgage services with options for various buyers. The company operates through divisions like Banking, Retail Mortgage, Warehouse Lending, SBA, and Premium Finance, also providing wealth management, retirement planning, and insurance services.

Ameris Bancorp has a significant presence in the Southeastern and Mid-Atlantic United States, operating full-service branches in Georgia, Alabama, Florida, North Carolina, and South Carolina, with additional mortgage-only locations in other states. It serves customers nationwide through lending channels and digital banking, actively expanding its physical presence with new branch openings.

Ameris Bancorp has maintained a positive brand reputation, being recognized on Forbes' inaugural list of "America's Best Companies 2025" based on customer sentiment, public trust, and other metrics. The CEO attributed this award to the team's commitment to customer experience and performance. The company's inclusion in Forbes' lists of America's Best Banks 2025 and America's Best Midsize Employers 2024 further underscores its strong reputation. Recent leadership appointments also suggest a focus on strengthening regional presence.

Approximately 73.13% of Ameris Bancorp's stock is owned by institutional investors, including BlackRock, Inc. and Vanguard Group Inc. Insiders hold about 5.35% of the company's stock, with more stock bought than sold in the past three months. Public companies and individual investors own approximately 21.52% of the stock.