Arbor Realty Trust Inc (ABR)

Over the past six months, Arbor Realty Trust's stock has experienced significant events, including a share price decline of 22.61% from October 2024 to October 2025. In May 2025, the company announced a 30% decrease in its quarterly dividend due to increased loan delinquencies, lower new originations, and market volatility. In July 2024, news of a DOJ and FBI probe into the company's lending practices caused a stock price drop, which had recovered by October 2024 despite the ongoing investigation. More recently, the stock saw a significant increase due to anticipation of further interest rate reductions by the Federal Reserve.

The demand for Arbor Realty Trust's products and services is influenced by broader economic conditions and interest rate environments, with lower interest rates generally increasing demand. The company's future outlook is tied to navigating interest rate uncertainty while capitalizing on persistent demand in the multifamily housing sector. Demographic shifts also drive demand for housing, senior living, and healthcare facilities, which Arbor Realty Trust finances.

Arbor Realty Trust, Inc. (ABR) is a specialized real estate finance company operating as a publicly traded REIT, focusing on originating, selling, and servicing multifamily and commercial real estate loans. The company operates through two segments: Structured Business, which invests in bridge loans, mezzanine loans, preferred equity, CMBS, and real estate joint ventures; and Agency Business, which originates, sells, and services multifamily finance products as an approved lender for Fannie Mae, Freddie Mac, HUD, and FHA loans, retaining servicing rights for long-term revenue.

Arbor Realty Trust has a nationwide presence with offices across multiple states, enabling deal sourcing across diverse geographic markets, with operations beginning in Uniondale, New York.

In the past year, Arbor Realty Trust's brand reputation has been impacted by short-seller attacks and a DOJ probe into its lending practices. Short-seller reports have contributed to ABR being one of the most shorted stocks, while the DOJ investigation has negatively affected its reputation and stock price. Despite these challenges, the CEO has consistently bought more shares of the company.

Arbor Realty Trust's stock ownership includes institutional investors, company insiders, and retail investors. As of December 31, 2024, institutional investors held approximately 57.04% of the total outstanding shares, and as of October 2025, approximately 57.25% of the stock is owned by hedge funds and other institutional investors. Major institutional owners include BlackRock, Inc., Vanguard Group Inc., Kingstone Capital Partners Texas LLC, State Street Corp, and Geode Capital Management, Llc. Significant individual owners (insiders) include Arbor Commercial Mortgage LLC, Ivan Kaufman, Joseph Martello, and John Natalone.