ACI Worldwide, Inc. (ACIW)

ACI Worldwide's stock experienced fluctuations over the past six months. In Q3 2025, the company reported strong results and raised its full-year outlook. ACI Worldwide participated in the Stephens Annual Investment Conference. The share price on January 2, 2026, was $45.67, a 14.17% decline from January 3, 2025. On January 13, 2026, the stock fell 4.02% in mid-day trading, and it was down 4.47% over the 30 days leading up to October 23, 2025.

ACI Worldwide has historically experienced seasonality in demand, particularly during the holiday period. The company is actively working to mitigate this seasonality by signing renewal contracts earlier in the year, allowing the commercial team to focus on new business and reduce the risk of attaining full-year financial guidance.

ACI Worldwide, Inc. is a digital payments software company providing real-time electronic payment and banking solutions globally, operating in the Technology Services sector. It offers software products and services related to electronic payments to banks, merchants, intermediaries, and billers through various channels. ACI provides fraud detection and trade finance services, including ACI Acquiring for card transaction processing, ACI Issuing for digital payment issuing, ACI Enterprise Payments Platform for payment processing, ACI Speedpay for electronic bill presentment, and ACI Connetic, a cloud-native payments hub platform.

ACI Worldwide operates in 94 countries across six continents, including the Americas, the Middle East, Asia-Pacific, Europe, and Africa. It powers 25 domestic and pan-regional real-time payment schemes. While serving financial institutions worldwide, the majority of its revenue comes from the United States and the EMEA regions.

ACI Worldwide has received positive recognition for its workplace culture and industry leadership. It was recognized as one of the "Best Companies to Work For" by U.S. News & World Report and named one of Newsweek's America's Greatest Workplaces for Diversity, Women, and Mental Wellbeing. ACI Worldwide was also recognized as a "World's Top Fintech Company" by CNBC World and a "Leading Provider of Fraud Orchestration Solutions" by Datos Insights Report 2025. Datos Insights Report 2024 recognized ACI Worldwide as "Best in class in Payments Orchestration".

ACI Worldwide has substantial institutional ownership, with 803 institutional owners holding 136,793,333 shares. Major institutional owners include BlackRock, Inc., Vanguard Group Inc, and Franklin Resources Inc. Philip G. Heasley is the largest individual shareholder, owning 1.35 million shares, representing 1.31% of the company.