Ares Commercial Real Estate Corporation (ACRE)

Over the past six months, ACRE's stock price has been impacted by several events. The stock gained 12.7% after reporting its Third Quarter 2025 results, with EPS surpassing forecasts and revenue exceeding expectations, despite a year-over-year revenue drop and decline in gross profit. Following the Q3 2025 earnings release, ACRE's stock drifted 2.6% lower over the subsequent 56 days. The company collected $162 million in repayments, reduced its office portfolio, and declared a $0.15 per common share dividend for Q4 2025. Between January 8, 2025, and January 7, 2026, ACRE's share price declined by 17.51%. In December 2025 and November 2025, analysts upgraded ACRE's rating to "Strong Buy" and "Buy," respectively. UBS maintained a "Neutral" recommendation, while Keefe, Bruyette & Woods maintained a "Market Perform" recommendation before upgrading it in December 2025. In December 2024, concerns were raised regarding ACRE's dividend coverage and a shrinking investment portfolio due to loan problems, leading one analyst to downgrade the stock from "Buy" to "Hold."

While financial platforms analyze seasonality for ACRE to identify potential patterns in its monthly returns, specific details regarding the demand seasonality for Ares Commercial Real Estate Corp.'s products and services are not publicly available in the provided information.

Ares Commercial Real Estate Corp. (ACRE) is a specialty finance company structured as a Real Estate Investment Trust (REIT) that focuses on originating and investing in commercial real estate (CRE) loans and related investments within the United States. The company operates within the Real Estate sector, specifically in the REIT - Mortgage industry, providing financing solutions to owners, operators, and sponsors of CRE properties. Its major products and investments include senior mortgage loans, subordinate debt, preferred equity products, mezzanine loans, and other CRE investments, such as commercial mortgage-backed securities.

ACRE's operations are primarily concentrated in the United States, where it maintains a national direct origination platform. The company has offices in several key U.S. cities, including New York (headquarters), Atlanta, Chicago, Dallas, Denver, El Segundo, West Hartford, Los Angeles, Newport Beach, Rutherford, and Washington, D.C. (Arlington).

ACRE's brand reputation in the past year has been influenced by its financial performance and analyst sentiment. While the company received some analyst upgrades to "Strong Buy" and "Buy" in late 2025, indicating positive views on its future prospects, there have also been concerns. An analyst downgrade from "Buy" to "Hold" in December 2024, citing issues with dividend coverage and a shrinking investment portfolio due to loan problems, could have negatively impacted its reputation. The company's stock underperformed the US Mortgage REITs industry and the broader US Market over the past year.

Ares Commercial Real Estate Corp. has a diverse ownership structure. Approximately 33.15% of the company's stock is held by institutional investors, 2.30% by insiders, and 64.55% by public companies and individual investors. Major institutional owners include BlackRock, Inc., Vanguard Group Inc, Geode Capital Management, Llc, Hotchkis & Wiley Capital Management Llc, and State Street Corp.