Stock events for Enact Holdings, Inc. (ACT)
Enact Holdings, Inc. has experienced several stock events over the past six months. The company reported its third-quarter 2025 results and declared a quarterly dividend of $0.21 per share in November 2025. S&P Global Ratings revised its outlook on Enact Holdings to positive from stable in January 2026. Enact released its fourth-quarter and full-year 2025 results in February 2026, reporting GAAP net income of $177 million for Q4 and $674 million for the full year, also announcing a new $500 million share repurchase program and maintained its $0.21 per share quarterly dividend. Genworth Financial reduced its stake in Enact Holdings in March 2026, but still retains approximately 81% ownership.
Demand Seasonality affecting Enact Holdings, Inc.’s stock price
Enact Holdings, Inc.'s business experiences demand seasonality. New insurance written decreased from the fourth quarter of 2024 to the first quarter of 2025, attributed to seasonal trends in the purchase origination market. New delinquencies increased sequentially from the third quarter of 2025 to the fourth quarter of 2025, in line with expected seasonal patterns. The company's performance is linked to the health of the housing market and broader economic conditions.
Overview of Enact Holdings, Inc.’s business
Enact Holdings, Inc. is a U.S. private mortgage insurance provider, offering credit protection to mortgage lenders and investors against losses from loan nonpayment. The company operates through its subsidiary, Enact Mortgage Insurance Corporation, and provides private mortgage insurance, pool mortgage insurance, contract underwriting services, and mortgage-related reinsurance products. Enact focuses on facilitating homeownership through underwriting expertise, risk and capital management, and service.
ACT’s Geographic footprint
Enact Holdings, Inc. operates across all 50 U.S. states and the District of Columbia and is headquartered in Raleigh, North Carolina. California represents the largest state concentration of its primary risk in force at 12%, while the Phoenix, Arizona MSA is the largest metropolitan concentration at 3%.
ACT Corporate Image Assessment
Enact Holdings, Inc. has maintained a positive brand reputation in the past year. S&P Global Ratings revised its outlook to positive from stable in January 2026, affirming the company's 'A-' issuer credit and financial strength ratings. Enact's reports have received an aggregate usefulness score of 5.0 out of 5.0 based on reviews on ResponsibilityReports.com. The company highlights its dedication to helping individuals achieve homeownership and its strong capabilities in underwriting, risk management, and customer service.
Ownership
Enact Holdings, Inc. is majority-owned by Genworth Financial, Inc. Major institutional shareholders include BlackRock, Inc., Vanguard Group Inc, Dimensional Fund Advisors Lp, iShares Core S&P Small-Cap ETF (IJR), First Trust Advisors Lp, Glendon Capital Management LP, State Street Corp, Arrowstreet Capital, Limited Partnership, and Lsv Asset Management. 476 institutions held shares in Enact Holdings, Inc., collectively owning approximately 25.87% of the total shares with a combined market value of about $31.36 million as of the fourth quarter of 2025.
