Enact Holdings Inc (ACT)

In October 2025, Enact reported its Third Quarter results, announced a quarterly dividend, and entered into a forward XOL reinsurance transaction. In January 2026, S&P Global Ratings revised its outlook on Enact Holdings Inc. to positive, affirming its 'A-' issuer credit and financial strength ratings. In February 2026, Enact reported its Fourth Quarter and Full Year 2025 results, announced a new share repurchase program, and declared a quarterly dividend. In March 2026, Enact released its 2025 Sustainability Report. In April 2026, the company's stock price experienced fluctuations, with price movements and trading volume exceeding the daily average, and the share price increased by 28.62% over the past year.

Demand for Enact Holdings, Inc.'s products and services exhibits seasonality, with new insurance written down in the first quarter of 2025 compared to the fourth quarter of 2024 due to seasonality in the purchase origination market. Persistency also declined in the second quarter of 2024, aligning with historical seasonality as the company transitioned to the spring selling season, indicating that the housing market's seasonal fluctuations directly impact the demand for Enact's mortgage insurance products.

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States, protecting lenders and investors against losses from residential mortgage loan nonpayment. The company's major products include private mortgage insurance, pool mortgage insurance, contract underwriting services, and mortgage-related reinsurance products, serving a diverse customer base including banks, lenders, and credit unions. Enact Holdings, Inc. operates principally through its wholly-owned subsidiary, Enact Mortgage Insurance Corporation, which has been active since 1981.

Enact Holdings, Inc. operates across all 50 states and the District of Columbia in the United States and is headquartered in Raleigh, North Carolina.

Enact Holdings, Inc. has maintained a positive brand reputation over the past year, releasing its 2025 Sustainability Report in March 2026. ResponsibilityReports.com gives Enact Holdings, Inc. an aggregate usefulness score of 5.0 out of 5.0 based on one review for its reports. S&P Global Ratings revised its outlook on Enact Holdings Inc. to positive from stable in January 2026, citing improved capital strength and solid operating profitability.

Enact Holdings, Inc. has a significant institutional ownership presence, with 241 institutional owners and shareholders holding a total of 29,389,534 shares as of April 9, 2026. Major institutional owners include BlackRock, Inc., Vanguard Group Inc, and Dimensional Fund Advisors Lp. BlackRock, Inc. held the largest stake with 4.64 million shares as of December 31, 2025. Enact Holdings, Inc. is majority-owned by Genworth Financial, Inc.