Stock events for Aflac, Inc. (AFL)
Aflac's stock has experienced several events impacting its price over the past six months. On February 4, 2026, Aflac announced its fourth-quarter results, reporting net earnings of $1.4 billion. In early February 2026, Aflac shares tumbled 3.37% following reports that insiders sold $9.0 million in stock over the past year. On January 15, 2026, Aflac announced its participation in the Workday Wellness partner program. On November 4, 2025, Aflac announced its third-quarter results, reporting net earnings of $1.6 billion. In November 2025, Aflac announced a new dividend of $0.61. As of March 5, 2026, Aflac's shares were down 5.7% from their 52-week high of $119.32 reached on February 5, 2026.
Demand Seasonality affecting Aflac, Inc.’s stock price
The need for supplemental insurance is generally ongoing rather than strictly seasonal. Demand might be tied to employer benefit enrollment periods or ongoing employee onboarding, which may have some cyclicality but is not typically highly seasonal like retail. The success of new product launches can drive sales increases, indicating that product innovation can influence demand outside of strict seasonal patterns. General economic conditions and changes in healthcare costs can influence the demand for supplemental insurance.
Overview of Aflac, Inc.’s business
Aflac, Inc. is a provider of supplemental health and life insurance, operating in the Financials sector and Life Insurance industry. They offer policies that pay cash benefits directly to policyholders. Aflac operates through Aflac Japan and Aflac U.S. segments. Aflac Japan is a leading insurer in Japan for cancer and medical policies, generating 58.9% of the company's total revenue in fiscal year 2024. Aflac U.S. provides a diverse portfolio of supplemental insurance products, generating 38.72% of the company's revenue in FY 2024.
AFL’s Geographic footprint
Aflac's geographical presence is primarily in the United States and Japan. Aflac Japan is the company's most established and profitable market. In the U.S., Aflac holds a leading position in the voluntary worksite market across all 50 states, with stronger penetration in the Southeast and Midwest. The company's headquarters are located in Columbus, Georgia, USA, with additional key offices in Columbia, South Carolina, USA, and Tokyo, Japan.
AFL Corporate Image Assessment
Aflac has consistently maintained a strong brand reputation, particularly in terms of ethics and admiration. Aflac was recognized by Ethisphere as one of the World's Most Ethical Companies for the 19th consecutive year in 2025. Aflac has been named to Fortune Magazine's list of World's Most Admired Companies for 24 years as of 2025. Aflac has been included in the Dow Jones Sustainability North America Index for 11 years as of 2024. The partnership with Workday Wellness in January 2026 can positively impact Aflac's reputation.
Ownership
Aflac Incorporated is a publicly traded company, with its stock listed on the New York Stock Exchange under the ticker symbol AFL. Its ownership structure is primarily dominated by institutional investors, who collectively hold a significant portion of the company's shares. Major institutional owners of Aflac, Inc. include Japan Post Holdings Co., Ltd., The Vanguard Group, BlackRock, Inc., State Street Investment Management, Wells Fargo Advisors and Geode Capital. Individual insider ownership is relatively low.
