American International Group, Inc. (AIG)

In the past six months, AIG's shares rose by 3% following the announcement of a new share repurchase program and ambitious financial targets. AIG reported excellent first and second-quarter 2025 results, contributing to an upward trajectory in its stock price. AIG also announced cash tender offers for up to $300 million in outstanding notes to manage its debt profile. AIG's stock experienced a 1.1% dip in late September 2025, attributed to a sector-wide decline. Analysts have issued various price targets for AIG, with a median target of $90.5 in the last six months. As of October 3, 2025, the share price was $81.04, representing a 12.03% increase from October 3, 2024.

Demand for AIG's products and services exhibits seasonality. Home insurance is busiest in April and October, while auto insurance sees higher demand in spring and summer. The health sector typically peaks in the fourth quarter. Insurance sales data often follow a sinusoidal distribution, with sales in the first and fourth quarters tending to be higher than in the second and third quarters. Property and casualty insurers must prepare for seasonal surges in demand driven by predictable patterns such as natural disaster seasons, home-buying season, holiday travel, and new vehicle releases. Life insurers may also experience fluctuations in claims during colder months due to seasonal mortality.

American International Group, Inc. (AIG) is a multinational finance and insurance corporation operating in over 80 countries and jurisdictions. It provides a wide array of property casualty insurance, life insurance, retirement products, and other financial services to commercial, institutional, and individual clients. AIG's operations are structured around three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary. Within its General Insurance segment, AIG offers commercial and personal insurance. The Life & Retirement segment provides group retirement plans, individual retirement accounts, life insurance, and institutional markets products. AIG also engages in capital market activities through AIG Financial Products and offers consumer finance products. AIG is a significant player in the financial services sector and is recognized as the largest underwriter of commercial and industrial insurance in the United States.

AIG has a substantial global presence, with operations in more than 80 countries and jurisdictions, serving clients in over 200 countries and jurisdictions through its operations, licenses, authorizations, and network partners. Its corporate headquarters are located in New York City, with a British headquarters in London and an Asian headquarters in Hong Kong. AIG's extensive worldwide property-casualty network enables it to serve multinational clients and manage diverse risks across its global operations.

AIG has worked to recover its reputation following the 2008 financial crisis and has successfully repaid the government in full by 2012. AIG was named among the Top 50 Companies for Diversity by DiversityInc for the sixth consecutive year in 2023, indicating a positive standing in diversity and inclusion efforts. The company continues to focus on operational efficiency and financial stability.

American International Group, Inc. (AIG) has a mixed ownership structure, with institutional investors holding a significant portion of the company's stock. Approximately 59.62% to 82.54% of AIG's stock is owned by institutional investors, while individual investors and public companies hold around 17.27% to 22.91%, and insiders own about 0.20%. Major institutional owners include Vanguard Group Inc., BlackRock, Inc., State Street Corp, Wellington Management Group Llp, GQG Partners LLC, Invesco Ltd., and Harris Associates L P. Vanguard Group Inc. is noted as owning the most shares. Notable individual and insider owners include Fairholme Capital Management LLC and Maurice R. Greenberg.