American International Group, Inc. (AIG)

In the past six months, AIG's stock price has seen a slight decrease of 2.51%. AIG's 52-week high was $88.07 and its 52-week low was $69.24. AIG has a definitive agreement to acquire the renewal rights for a majority of Everest Group Ltd.'s retail insurance portfolios worldwide, representing approximately $2 billion in premium, expected to commence in Q4 2025 for non-EU business and Q1 2026 for EU portfolios, subject to regulatory approvals. AIG disclosed a quarterly dividend of $0.45 per share, paid on September 30th, 2025, to shareholders of record on September 16th, 2025, representing an annualized dividend of $1.80 and a yield of 2.3%.

Demand for AIG's products and services exhibits some seasonality, particularly within its property and casualty insurance offerings. Claims volumes and demand for certain types of property and casualty insurance surge during hurricane, wildfire, flood, and tornado seasons. Home-buying activity in the spring and summer months drives demand for homeowner's insurance. Increased travel during holidays leads to higher demand for travel insurance. The release of new car models can contribute to increased demand for vehicle insurance. Construction projects ramp up in warmer months, increasing demand for construction-related insurance. The event insurance market experiences seasonal demand influenced by the timing of various events.

American International Group, Inc. (AIG) is a multinational finance and insurance corporation founded in 1919 and headquartered in New York City. AIG operates globally, providing insurance and financial services to commercial, institutional, and individual clients. AIG's business is structured around three core segments: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary. AIG operates within the financial services sector, specifically in the insurance industry, and is the largest underwriter of commercial and industrial insurance in the United States. The General Insurance segment includes commercial and personal insurance offerings. The Life & Retirement segment provides life insurance and retirement solutions. AIG also engages in investment management and mutual funds.

AIG has a global presence, operating in more than 80 countries and jurisdictions. The company serves clients through its own operations, licenses, authorizations, and a network of partners worldwide. Its global functions include underwriting, claims processing, risk engineering, actuarial services, sales, marketing, customer service, investment management, legal, compliance, and IT support. AIG's operations span across North America, Europe, Asia Pacific, Latin America, and the Middle East & Africa. The company's corporate headquarters are in New York City, with a British headquarters in London and an Asian headquarters in Hong Kong.

AIG has been named among the Top 50 Companies for Diversity by DiversityInc for the sixth consecutive year in 2023, emphasizing a commitment to culture and inclusion. However, AIG Australia was penalized $30,000 in June 2025 by the insurance code governance committee for breaching its obligations to inform customers about delayed complaints or their right to escalate matters to the ombudsman, due to process failures and high staff turnover.

Institutional investors hold a substantial majority of AIG stock, with ownership percentages ranging from approximately 90.60% to 93.7%, while individual ownership accounts for around 0.31%. Major institutional holders include State Street Corp., Schweizerische Nationalbank, Sumitomo Mitsui Trust Group, Inc., SEI Investments Co., and Swedbank AB. Recent institutional activity in the second quarter of 2025 saw several hedge funds and institutional investors modifying their holdings, with some, like Brighton Jones LLC, increasing their stake, and others, like GQG Partners LLC, significantly boosting their positions.