American International Group, Inc. (AIG)

In Q3 2025, AIG reported earnings of $2.20 per share, outperforming estimates, but the stock declined by -5.44%. In Q4 2025, AIG reported earnings of $1.96 per share, beating estimates, and the stock gained +4.6%, although net income decreased by 22.2%. AIG acquired a 35% equity stake in Convex and a 9.9% ownership stake in Onex, expected to be accretive to earnings in 2026. AIG completed its CEO transition, with Eric Andersen taking over from Peter Zaffino. In Q1 2026, AIG reported strong results with adjusted EPS of $2.11, an 80% year-over-year increase, and announced an 11% quarterly dividend increase, leading to a 5.31% stock surge. AIG announced the sale of its remaining stake in Corebridge Financial, completing its pivot to a pure-play General Insurance franchise. Overall, AIG's stock has been down 1.38% over the past 30 days and down 6.67% for the past 12 months as of May 8, 2026.

Demand seasonality for AIG's products is influenced by trends within the insurance industry. Auto insurance demand peaks in spring and summer, while homeowners insurance sign-ups increase during spring and winter. Catastrophic weather events can cause surges in claims. Demand for annuities is influenced by market volatility and retirement trends, while life insurance needs change with life milestones. Higher mortality rates in colder months can impact life insurers. AIG's diversified portfolio and global reach help mitigate the impact of cyclical pricing and regional seasonal fluctuations.

American International Group, Inc. (AIG) is a multinational finance and insurance corporation founded in 1919 and headquartered in New York City. AIG operates in the Financial Services sector and the Direct Property and Casualty Insurance Carriers industry, with its business structured around three core segments: General Insurance, Life & Retirement, and a technology-enabled subsidiary. The company offers a diverse range of insurance solutions for commercial, institutional, and individual customers globally, including commercial and personal insurance, as well as life insurance, retirement products, and mortgage insurance.

AIG has a global presence, operating in over 80 countries and jurisdictions, with insurance solutions reaching over 200 countries and jurisdictions. Its international commercial insurance activities span regions such as the United Kingdom and Europe, the Middle East and Africa, Japan, Asia Pacific, and Latin America. AIG serves 87% of the Fortune Global 500 and 83% of the Forbes 2000.

AIG's brand reputation has improved in recent years, particularly since 2024, through strategic turnaround and underwriting discipline, leading to improved credit ratings. AIG was recognized for diversity for the sixth consecutive year in 2023. Recent surveys indicate trust and low complaint levels for its individual insurance products. AIG is ranked #41 in Business and Consumer Services Brands and #302 in the list of Global Best Brands. The company promotes its brand through digital marketing and partnerships, and its AI strategy aims to improve performance and decision-making.

AIG is a publicly traded company with shares primarily held by institutional investors, accounting for 95.33% of total outstanding shares as of July 14, 2025. Major institutional shareholders include Vanguard Group Inc., BlackRock, Inc., and State Street Corp. Significant individual/insider holders include Fairholme Capital Management LLC and Maurice R. Greenberg.