Assurant, Inc. (AIZ)

Over the past six months, Assurant's stock has experienced fluctuations. The stock was down -6.56% over three months and -6.93% year-to-date, but up 19.55% over the past year. Key events include mixed Q1 2025 financial results with decreased GAAP net income but increased Adjusted EBITDA, quarterly dividend declarations, mobile trade-in programs returning $1.24 billion to consumers, and analyst ratings updates.

Demand seasonality for Assurant's products and services is influenced by the markets they serve. The Global Lifestyle segment's extended service contracts and vehicle service contracts align with retail and automobile market seasonality, while mobile device solutions fluctuate with new device releases and carrier programs. The Global Housing segment is impacted by housing market dynamics, with lender-placed insurance affected by interest rates, potential slowdowns, and economic hardship, as well as exposure to catastrophe-prone locations.

Assurant, Inc. is a global provider of lifestyle and housing solutions, operating within the Financial Services sector, specifically in the Property and Casualty Insurance industry. The company operates primarily through its Global Lifestyle and Global Housing segments. Global Lifestyle includes mobile device solutions, extended service contracts, vehicle protection services, commercial equipment services, and financial services. Global Housing offers lender-placed homeowners, manufactured housing, and flood insurance, as well as renters insurance and related products.

Assurant has a significant global presence, operating in 21 countries across North America, Latin America, Europe, and the Asia Pacific region.

Assurant has maintained a strong brand reputation, being recognized as one of America's Most JUST Companies for the second year and one of America's Most Innovative Companies for the third year. These accolades reflect a positive perception of Assurant's corporate responsibility, innovation, and overall business practices.

Institutional investors hold a significant stake in Assurant, Inc., owning approximately 55.07% of the company's stock. Major institutional owners include The Vanguard Group, Inc., BlackRock Inc., T. Rowe Price Investment Management Inc., State Street Corporation, Capital Research and Management Company, Wellington Management Group LLP, Bank Of New York Mellon Corp, Invesco Ltd, Geode Capital Management LLC, Massachusetts Financial Services Co, and Fmr LLC. A notable individual owner is Insurance Nv Fortis, holding 8.18% of the company's shares.