Assurant, Inc. (AIZ)

Assurant, Inc.'s stock has experienced several events, including a share price increase of 11.67% from July 15, 2024, to July 14, 2025, reaching an all-time high on November 24, 2024. Recent analyst upgrades include Piper Sandler upgrading their outlook from Neutral to Overweight on April 10, 2025, and Keefe, Bruyette & Woods upgrading their outlook from Market Perform to Outperform on February 20, 2025. Truist Securities, B of A Securities, and Piper Sandler raised their price targets. Morgan Stanley initiated coverage with an Equal-Weight rating. Assurant has consistently beaten earnings estimates in the last four quarters, with an average surprise of 42.47%. Assurant announced it would report second-quarter 2025 financial results, entered a strategic partnership with Plug®, reached a $1 million milestone in support of Move For Hunger, partnered with Ciocca Automotive, and reported that mobile trade-in programs returned $1.24 billion to consumers in Q1 2025.

Demand seasonality for Assurant's products and services can be inferred from its business segments. Global Lifestyle products like mobile device protection and extended service contracts might see increased demand around major consumer electronics releases and holiday shopping seasons. Global Housing products like lender-placed insurance and flood insurance could be influenced by seasonal weather patterns and catastrophic events. Renters insurance and manufactured housing insurance might have more consistent demand, though housing market trends could play a role. The stock's seasonality going into July shows a chance of a "green month."

Assurant, Inc. is a global risk management solutions provider focused on protecting consumer purchases like mobile devices, appliances, vehicles, and homes, operating in the Financial sector, specifically Property & Casualty Insurance. The company partners with leading brands to offer protection products and services. Its major products and services are categorized into Global Lifestyle, which includes mobile device solutions, extended service contracts, vehicle protection services, and Global Housing, which offers lender-placed homeowners insurance, renters insurance, and flood insurance.

Assurant, Inc. operates in 21 countries across North America, Latin America, Europe, and Asia Pacific. The acquisition of The Warranty Group in 2018 expanded Assurant's global footprint, particularly in vehicle protection, mobile device protection, and extended service contracts across 35 countries, and aimed to accelerate its mobile strategy in key markets like Asia-Pacific.

Assurant maintains a strong brand reputation as a global leader in risk management solutions. The company has been recognized on Forbes lists, including the Global 2000, Best Employers for Veterans, and America's Best Employers for Diversity. Assurant also secured a place on Fortune's Most Innovative Companies List for the third year running. The company focuses on strategic, financial, and operational outperformance, which contributed to its seventh consecutive year of profitable growth in 2023. Assurant's commitment to strengthening communities through the Assurant Foundation also contributes positively to its reputation.

Assurant, Inc. has a mixed ownership structure, with institutional investors holding a significant portion of the company's stock. Major institutional owners include Vanguard Group Inc., BlackRock, Inc., and T. Rowe Price Investment Management, Inc. Insiders own under 1% of Assurant, Inc. The general public holds approximately 11% to 36.61% of the ownership.