Alkami Technology Inc (ALKT)

Over the past six months, Alkami's stock experienced several notable events. Alkami reported an EPS of -$0.14 in Q3 2025, missing estimates, and quarterly revenue rose 31.5% year-over-year to $112.95 million, slightly below expectations, leading to a stock decline. As of February 2, 2026, the share price was $19.98, representing a decline of 42.98% from February 3, 2025. Alkami released research on 2026 banking trends, which had a mild negative market reaction. The Atlantic Federal Credit Union going live with the MANTL Loan Origination Platform coincided with a +7.95% stock move for ALKT.

Alkami Technology's business model, primarily subscription-based, suggests a relatively low impact from traditional demand seasonality. Approximately 95% of Alkami's revenue comes from subscriptions, providing predictable cash flows. The demand for Alkami's products and services is driven by the ongoing need for financial institutions to enhance their digital banking experiences. The number of new contracts for Alkami's Data & Marketing Solutions significantly increased by 76.5% in 2022 and 2023 combined, indicating a growing and sustained demand.

Alkami Technology, Inc. (ALKT) is a leading cloud-based digital banking solutions provider for financial institutions in the United States, operating within the Fintech sector. Alkami offers a unified Digital Sales & Service Platform that integrates onboarding, digital banking, and data and marketing solutions. Its major products and services include retail and business banking solutions, digital account opening through the MANTL acquisition, payment security, and data analytics and marketing solutions. Alkami's platform enables financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency through a proprietary, cloud-based, and multi-tenant architecture, serving community, regional, and super-regional credit unions and banks.

Alkami Technology, Inc. primarily operates within the United States, providing its cloud-based digital banking solutions to financial institutions across the country. The company's headquarters are located in Plano, Texas.

Alkami Technology has maintained a strong brand reputation in the past year, particularly in the digital banking space for financial institutions. Alkami has been certified by J.D. Power in both 2024 and 2025 for providing "An Outstanding Mobile Banking Platform Experience," and its Digital Banking Solution was awarded "Best Banking App" by Tearsheet in 2024. Social media discussions reflected enthusiasm for Alkami's recent adoptions by financial institutions. The company continues to announce new partnerships and client adoptions, contributing positively to its reputation.

Alkami Technology, Inc. is a publicly held company listed on the NASDAQ Global Select Market with ownership distributed among institutional investors, company insiders, and the general public. Institutional investors and hedge funds collectively own 54.97% of the company's stock. Insiders hold 18.10% of the company's stock, with recent trading activity showing purchases by General Atlantic and Joseph P. Payne, and sales by CEO Alex Shootman and other executives.