AMERISAFE, Inc. (AMSF)

In the past six months, AMERISAFE's stock has trended down by 16.48%. The company has consistently paid quarterly dividends, with the last ex-dividend date being September 12, 2025, for a dividend of $0.39 per share. On July 23, 2025, AMERISAFE reauthorized a $25 million share repurchase program. The company reported its Q2 2025 earnings on July 25, 2025, with net income of $14 million or $0.73 per diluted share and operating net income of $10 million or $0.53 per diluted share. During this quarter, AMERISAFE achieved 12.8% growth in voluntary premiums and saw its in-force policy count grow by 3.4%. In October 2025, AMSF's stock reached new 52-week and 1-year lows. Several institutional investors have adjusted their holdings. AMERISAFE is expected to report its Q3 2025 earnings on October 29, 2025.

The provided information does not explicitly detail the demand seasonality for AMERISAFE, Inc.'s products and services. Demand is generally tied to employment levels and economic activity within the hazardous industries it serves. The company's management has indicated that it is well-positioned to respond to market conditions.

AMERISAFE, Inc. is an insurance holding company specializing in workers' compensation insurance for small to mid-sized employers in high-hazard industries, including construction, trucking, logging, agriculture, manufacturing, telecommunications, and maritime sectors. The company's core product is workers' compensation insurance, which provides benefits to injured employees. AMERISAFE also offers safety services, claims management, and premium audit services. The company operates within the Financials sector and the Insurance - Specialty industry.

AMERISAFE actively markets its workers' compensation insurance in 27 states across the United States and is based in Deridder, Louisiana.

AMERISAFE has maintained a strong reputation, holding an "A" (Excellent) rating from A.M. Best Company and being named to Ward's Property-Casualty Top Performers List for 17 consecutive years. In 2024, AMERISAFE achieved growth and profitability, reporting a 20.2% return on equity. The company emphasizes its underwriting experience, safety services, and claims management practices, contributing to a policyholder retention rate over 90%.

Institutional investors hold a significant stake in AMERISAFE, Inc., with top holders including BlackRock Fund Advisors, The Vanguard Group, Inc., and Dimensional Fund Advisors LP. Individual investors are also part of the investor base. The CEO, Gerry Frost, directly owns 0.59% of the company's shares.