AMERISAFE, Inc. (AMSF)

AMERISAFE's stock has trended downwards, experiencing a 25.19% decline in the past six months. As of April 16, 2026, the share price had fallen by 32.34% over the preceding year. In Q1 2026, AMERISAFE reported its eighth consecutive quarter of growth in both gross premiums written and net premiums earned, but net income and diluted earnings per share declined. The company declared a quarterly cash dividend of $0.41 per share and repurchased 119,959 shares of its common stock for $4.0 million during Q1 2026. Guillermo A. Ramos was appointed as the new Chief Financial Officer, effective May 7, 2026.

Demand for AMERISAFE's products and services is loosely tied to trends in industrial activity. Recent months have shown relatively steady industrial activity, with no major shifts in demand for high-hazard workers' compensation coverage reported across the sector, suggesting no significant seasonal patterns explicitly identified for AMERISAFE's demand.

AMERISAFE, Inc. is a specialty provider of workers' compensation insurance in the United States, focusing on small to mid-sized employers in high-hazard industries. The company operates within the Financial Services sector and the Insurance - Specialty industry, underwriting and managing workers' compensation policies. Its services include tailored insurance solutions, risk management support, loss prevention programs, safety training, on-site consultations, and claims management. Industries served include construction, trucking, logging and lumber, agriculture, manufacturing, maritime, and telecommunications.

AMERISAFE's operational footprint extends across 27 states, where it actively markets workers' compensation insurance. The company is also licensed in an additional 20 states, plus the District of Columbia and the U.S. Virgin Islands. Its headquarters are located in DeRidder, Louisiana.

AMERISAFE has a reputation for financial stability and customer-centric service, holding an "A" (Excellent) financial strength rating from A.M. Best Company. It has been recognized on Ward's Top 50 list since 2009 and marked its 17th consecutive year on Ward's Property-Casualty Top Performers List in July 2025.

AMERISAFE, Inc. has 190 institutional owners and shareholders holding a total of 17,578,883 shares. Major institutional owners include BlackRock, Inc., Neuberger Berman Group LLC, Vanguard Group Inc, Charles Schwab Investment Management Inc, State Street Corp, Goldman Sachs Group Inc, Royce & Associates Lp, Bank Of America Corp /de/, Geode Capital Management, Llc, Dimensional Fund Advisors Lp and Auto Owners Insurance Co.