Atlantic Union Bankshares Corporation (AUB)

In the past six months, Atlantic Union Bankshares Corp. reported its Q3 2025 earnings, which showed revenues up year-on-year but missed net interest income estimates. The company completed the integration of Sandy Spring Bank, with projected cost savings by early 2026. The third-quarter dividend was increased to $0.37 per share. An Investor Day was hosted where management outlined strategic growth plans, including expansion in North Carolina and updated financial outlooks for 2025 and 2026. The revolving credit facility was expanded to $80 million for SolaREIT. Approximately $2 billion of commercial real estate loans were sold to an affiliate of The Blackstone Group. The announcement of the Q4 and full-year 2025 financial results release drew a small decline in stock price.

The banking industry, including regional banks like Atlantic Union Bankshares Corp., experiences seasonal trends in loan demand, typically lowest in January and February, increasing through July, peaking in August or September, and decreasing until December. Factors influencing this seasonality include changes in interest rates and tax planning, with increased demand for bank services in March and investment services in December and early January.

Atlantic Union Bankshares Corporation (AUB) is a financial holding company operating primarily through Atlantic Union Bank, providing banking and financial services to consumers and businesses across the United States. It operates through Wholesale and Consumer Banking segments, offering a range of products and services including loans, deposits, treasury management, capital market services, wealth management, and insurance products, delivered through branches, ATMs, and digital platforms. The company operates within the Financials sector, specifically in the Regional Banks industry.

Atlantic Union Bankshares Corporation is headquartered in Glen Allen, Virginia, with a geographic presence spanning Virginia, Maryland, and North Carolina. As of December 31, 2024, Atlantic Union Bank operated 129 branches and approximately 150 ATMs across these states, while its equipment financing subsidiary operates nationwide.

In the past year, Atlantic Union Bank has received recognition for its workplace culture, earning a 2024 Top Workplaces USA award for the second consecutive year based on employee feedback. The company and its leaders have been recognized with various other awards, including John Asbury (CEO) on Virginia Business's Power 50 List 2024, Maria Tedesco (President & COO) with the YWCA Richmond Outstanding Women Award 2024 and American Banker's Most Powerful Women in Banking: Women to Watch 2024, and the bank itself being named among Newsweek's Most Trustworthy Companies 2024 and Richmond Times-Dispatch Best Bank 2024.

Atlantic Union Bankshares Corporation has significant institutional backing, with institutions owning 83% of the company, the general public holding a 16% stake, and insiders owning under 1%. Major institutional owners include BlackRock, Inc., Vanguard Group Inc, and Dimensional Fund Advisors LP. James E. Ukrop is a significant individual shareholder, owning 9.03% of the company, and Douglas E. Caton is another insider with 2.09% ownership.