Axos Financial, Inc. (AX)

Several notable events impacted Axos Financial, Inc. stock in the past six months. Axos Financial, Inc. reported its Fiscal Year 2025 results, announcing net loan growth of $856 million in the June quarter. The company celebrated 25 years for Axos Bank by ringing the NYSE Closing Bell. Axos Financial, Inc. announced the issuance of $200 million of subordinated notes. The acquisition of Verdant Commercial Capital was announced and closed, contributing $1 billion in loans and leases. Axos Financial, Inc. was named to Fortune's Top 100 Fastest-Growing Companies, and Axos Bank was recognized as one of MONEY's Best Banks for 2025. The company reported its First Quarter Fiscal Year 2026 results, with net income of $112.4 million and diluted earnings per share (EPS) of $1.94. Axos Financial, Inc. announced its plan to host a conference call on January 29, 2026, to discuss financial results for the second quarter of fiscal year 2026. Axos Bank joined Qualia's Bank Partner Network to enhance digital real estate closings. As of January 9, 2026, Axos Financial's stock price was $92.35 per share.

The banking sector experiences seasonal trends that influence the demand for products and services. Loan demand tends to increase in March and peaks in August or September, decreasing until December, with low points in January and February. Investment services often see an increase in December and early January due to portfolio rebalancing and tax adjustments. Axos Financial, Inc. is likely to experience similar seasonal fluctuations in demand for its loan and investment offerings.

Axos Financial, Inc. is a diversified financial services holding company based in Las Vegas, Nevada, and is the parent company of Axos Bank, Axos Clearing LLC, and Axos Invest, Inc. The company operates through two segments: Banking Business and Securities Business. The Banking Business segment provides consumer and business banking products nationwide through digital platforms, including deposit accounts and lending solutions. The Securities Business segment offers securities clearing services and digital investment advisory services. Axos Financial's common stock is listed on the NYSE under the symbol "AX". The company was founded in 1999 and rebranded to Axos Financial, Inc. in September 2018.

Axos Financial, Inc. provides banking products and services nationwide across the United States through its digital platforms. The company's headquarters are in Las Vegas, Nevada, with key offices in San Diego, California, and Grandview Heights, Ohio. Its subsidiaries maintain offices in various states. A significant portion of Axos Bank's mortgage exposure is concentrated in Southern California, Northern California, New York, Florida, and Texas.

Axos Financial, Inc. has received positive recognition within the past year. Axos Financial, Inc. was named to Fortune's Top 100 Fastest-Growing Companies, and Axos Bank was named to MONEY's Best Banks for 2025. No significant negative events or controversies impacting Axos Financial, Inc.'s reputation within the past year were found.

The ownership structure of Axos Financial, Inc. is predominantly held by institutional investors, who collectively own approximately 80% or more of the company's stock. Major institutional owners include BlackRock, Inc., The Vanguard Group, Inc., and State Street Global Advisors, Inc. Individual investors hold about 15% of the ownership. Gregory Garrabrants, the President and CEO, is a notable individual owner.