American Express Company (AXP)

American Express (AXP) stock has experienced strong performance, with a 5.02% increase over the past 30 days and 32.44% for the past 12 months as of October 24, 2025. In Q3 2025, the company reported better-than-expected results and raised its full-year guidance, leading to a 7% stock jump. American Express partnered with RewardPay in New Zealand to introduce a tax pooling payment system. RBC Capital raised its price target on AXP stock to $380. American Express increased the annual fee on its Platinum cards while adding new benefits. In Q2 2025, American Express reported record revenues and reaffirmed its full-year guidance. The company declared regular quarterly dividends. U.S. consumer confidence fell in September 2025, potentially impacting consumer spending. The stock reached a 52-week low of $220.43 on April 7, 2025.

Demand for American Express products and services exhibits some seasonality, particularly influenced by travel and entertainment (T&E) spending, which constitutes approximately 27% of its business. The third quarter typically receives a boost from summer travel. While overall spending reached a quarterly record in Q2 2025, spend in some travel categories like airlines and lodging was softer. The company's ability to maintain strong cardmember spending, including in retail and travel, is a key driver of its performance.

American Express Company (AXP) is a global financial services corporation and bank holding company specializing in payment cards, operating as an integrated payments provider for various clients. Its sector is Finance, specifically Finance: Consumer Services or Miscellaneous Financial Services. Its major products and services include charge and credit cards with rewards, banking and payment products, expense management solutions, travel and lifestyle services, merchant services, and customer loyalty programs.

American Express has a significant global presence, operating in the United States, Europe, the Middle East and Africa, Asia Pacific, Australia, New Zealand, Latin America, Canada, and the Caribbean. The company's global network extends to approximately 130 countries and territories, with over a hundred million merchant locations.

American Express maintains a strong brand reputation as a global payments and premium lifestyle brand built on trust, security, and service. The company's focus on a wealthy clientele contributes to lower charge-off rates. American Express is ranked 77th on the Fortune 500 and 28th on Forbes' list of most valuable brands. The company's closed-loop payment network and powerful brand create a wide economic moat. The recent increase in Platinum card annual fees, coupled with added benefits, reflects a strategy to reinforce its premium offerings and maintain customer engagement.

American Express Company's ownership is primarily institutional, ranging from 55.67% to 86.48%. Major institutional owners include Berkshire Hathaway Inc., Vanguard Group Inc., and BlackRock, Inc. Individual investors hold a smaller stake, ranging from 10% to 65.98%. Insiders own a small percentage, typically less than 1%. Warren Buffett owns the most shares of American Express.