American Express Company (AXP)

Over the past six months, American Express (AXP) stock has shown positive performance, with a 19.67% increase between October 4, 2024, and October 3, 2025, reaching a stock price of $330.24 as of October 3, 2025. In Q1 2025, American Express reported EPS of $3.64, surpassing estimates, with revenue rising 8% year-over-year, driven by premium consumer demand and strong card fee growth, adding 3.4 million new cards. In Q2 2025, the company announced record revenue of $17.9 billion, up 9% year-over-year, and EPS of $4.08, up 17%, with cardmember spending hitting a quarterly record and net card fees jumping 20%. American Express announced a quarterly dividend of $0.82, payable on November 10th, 2025. As of October 6, 2025, analysts have a mixed view on the stock, with a consensus price target of $319.95.

Demand for American Express products and services exhibits seasonality, particularly around holiday periods and travel trends, with the fourth quarter often seeing a surge in spending. Travel and entertainment spending consistently drives growth, with strong demand observed in Q1 and Q2 2025, and younger demographics contributing significantly to new card acquisitions and spending. The company's affluent customer base tends to maintain spending habits even amidst economic uncertainties.

American Express operates as an integrated payments company within the Financial Services sector, offering charge cards, credit cards, debit cards, corporate banking, payment card services, insurance, travel services, expense management products, network services, fraud prevention services, and customer loyalty programs to consumers, small businesses, mid-sized companies, and large corporations globally.

American Express has a significant global presence, operating in the United States, Europe, the Middle East and Africa (EMEA), Asia Pacific (JAPA), Australia, New Zealand, Latin America, Canada, and the Caribbean. The United States is its largest market, contributing approximately 77.72% of its total revenue in fiscal year 2024.

American Express's brand is built on trust, security, and service, with a strong focus on its premium lifestyle offerings, catering to an affluent customer base, including Millennials and Gen-Z. The company has maintained its reputation as a leader in the financial services industry.

American Express Co. (AXP) is primarily owned by institutional shareholders, who hold approximately 85.60% of the company's stock, while insiders own about 0.99%, and retail investors hold 13.40%. Berkshire Hathaway Inc. is the largest individual shareholder with 21.79% of the company.