American Express Company (AXP)

American Express Co. stock has shown positive performance in the past six months. As of June 30, 2025, AXP was up 8.12% over the past 30 days and 38.88% over the past 12 months. The stock price as of June 18, 2025, was $296.42 per share, an increase of 28.76% from June 20, 2024. American Express reported strong Q1 2025 results, with EPS of $3.64, surpassing estimates by 5.5%. Net income reached $2.6 billion, driven by increased consumer spending and growth in its premium customer base. Revenue for Q1 2025 was $17 billion, an 8% year-over-year increase. The company added 3.4 million new cards and reaffirmed its 2025 guidance. In Q2 2024, American Express reported net income of $3.0 billion, or $4.15 per share, and raised its full-year 2024 EPS guidance.

Demand seasonality for American Express's products and services is influenced by economic activity and consumer behavior. Increased consumer spending in the spring, driven by factors like tax refunds and home-related activities, can lead to higher loan demand and transaction volumes. Businesses finalizing budgets and initiating new projects in the spring can also increase demand for corporate financing and advisory services. The general trend for the financial sector suggests a correlation between increased economic activity and demand for financial products and services.

American Express Company (AXP) is a globally integrated financial services corporation specializing in payment cards. It operates within the Financial Services sector, specifically in industries such as Payment Cards, Financial Markets, Banking, and Credit Services. The company offers a range of charge and credit card products, alongside travel-related services for consumers and businesses worldwide. American Express also provides expense management tools, consulting services, business financing solutions, traveler's checks, personal savings accounts, and small business solutions. Amex operates through three main business segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services.

American Express has a significant global presence, operating in over 130 countries and territories. Its network allows it to offer localized financial solutions while leveraging its global infrastructure for payment processing and security. Key geographic regions include Europe, the Middle East and Africa (EMEA), Asia Pacific (JAPA), Australia and New Zealand, Latin America, Canada, and the Caribbean. The United States is the largest contributor to American Express's total revenue, representing approximately 77.72% in fiscal year 2024.

American Express maintains a strong brand reputation associated with premium services, quality customer service, and exclusive benefits. The company celebrated its 175th anniversary in 2025, reflecting its enduring brand power. Amex focuses on affluent consumers and offers extensive rewards, travel benefits, and concierge services, contributing to its premium positioning. American Express has actively worked to refresh its cards and rewards programs to appeal to younger demographics, particularly Millennials and Gen-Z, who now account for a significant portion of new card acquisitions and spending. The company's consistent growth in card fees underscores its strong brand loyalty and value proposition.

American Express Co. is primarily owned by institutional shareholders, who hold approximately 84.20% of the company's stock. Insiders own about 0.99%, and retail investors hold around 14.81%. Berkshire Hathaway Inc. is the largest individual shareholder, owning 21.64% of the company. Other major institutional owners include Vanguard Group Inc., Blackrock Inc., State Street Corp., JPMorgan Chase & Co., Wellington Management Group LLP, Morgan Stanley, Geode Capital Management LLC, and FMR LLC.