American Express Company (AXP)

In the past six months, American Express stock has experienced several notable events. As of January 9, 2026, AXP was up 0.01% over the past 30 days and had increased by 28.06% over the past 12 months. The stock reached a 52-week high of $387.49 on December 12, 2025. On October 17, 2025, AXP shares surged by 7.3% following a better-than-expected Q3 earnings release. On January 12, 2026, credit card stocks, including AXP, saw a decline after President Donald Trump proposed a temporary 10% cap on credit card interest rates. American Express also announced its Fourth-Quarter 2025 and 2026 Earnings Conference Call Dates and declared a regular quarterly dividend on common shares.

American Express's business is influenced by demand seasonality, similar to the broader travel, tourism, hospitality, and retail industries. The company offers flexible credit solutions and billing cycle options through its corporate programs to help businesses manage these seasonal fluctuations in cash flow. Travel demand has shown strong seasonal patterns, with American Express reporting an all-time high in spending driven by travel and entertainment experiences in Q2 2023. American Express anticipates resilient consumer demand, especially from Gen Z and Millennial cardholders. Small and mid-sized U.S. businesses experienced a surge in demand during the COVID-19 pandemic, but this growth moderated in Q1 2025.

American Express is a globally integrated payments company involved in card-issuing, merchant-acquiring, and card network businesses, operating a unique closed-loop network. The company offers a wide array of charge and credit cards, including Green, Gold, Platinum, and Centurion cards, catering to various customer segments. Beyond cards, American Express provides debit cards, traveler's cheques, corporate banking, insurance, and comprehensive travel services. The company also offers business solutions like expense management tools, consulting services, business loans, and banking products. In 2020, American Express acquired Kabbage, leading to the launch of American Express Business Blueprint for small businesses.

American Express has a significant global presence, operating in over 110 countries and territories, with a network of a hundred million merchant locations across more than 200 countries and territories. Its operations span various regions, including Europe, the Middle East and Africa, Asia Pacific, Australia and New Zealand, Latin America, Canada, and the Caribbean. The company maintains offices in numerous international cities, in addition to its extensive presence across the United States. American Express cards are less accepted in some parts of Europe and Asia.

American Express has maintained a strong brand reputation built on trust, security, and service. The company consistently ranks highly in customer satisfaction studies. American Express ranked No. 1 in the J.D. Power U.S. Credit Card Satisfaction Study for the sixth consecutive year. It also secured the No. 1 spot in the J.D. Power U.S. Credit Card Mobile App and Online Satisfaction Studies. Additionally, American Express ranked No. 1 in the J.D. Power 2025 U.S. Consumer Lending Satisfaction Study and in the J.D. Power 2025 U.S. Small Business Credit Card Satisfaction Study for the fifth year in a row. American Express was recognized on the 2025 PEOPLE® Companies that Care list, ranking No. 9.

American Express is primarily owned by long-term institutional investors, with Berkshire Hathaway Inc. holding the largest share at 22.01%. Other significant institutional owners include The Vanguard Group Inc., BlackRock Inc., and State Street Corp. Warren Buffett is noted as the individual owning the most shares of American Express. Recent insider trading activity includes sales by officers like Douglas Buckminster in December 2025, and recorded share entries and sales by various directors and officers in October 2025.