BancFirst Corporation (BANF)

Over the past six months, BancFirst Corp.'s stock has declined by 13.32%. The technical trend shifted from sideways to mildly bearish. The stock has underperformed the S&P 500, with a year-to-date return of -3.76% compared to the S&P 500's 15.47%. Key events include the Q3 2025 earnings report where BancFirst reported EPS of $1.85, slightly missing estimates, but net income increased due to higher loan volume. DA Davidson lowered its price target on BancFirst to $125.00 from $136.00. The board declared a quarterly cash dividend of $0.49 per share. BancFirst acquired American Bank of Oklahoma, expected to merge in Q1 2026. Norges Bank acquired a new position in BancFirst Corporation. There was a recent uptick in the stock price.

The provided search results do not contain explicit information about the demand seasonality for BancFirst Corp.'s products and services. Demand for loans can be influenced by economic cycles, interest rate fluctuations, and seasonal business activity. Deposit levels can also fluctuate based on economic conditions and consumer behavior. The company's diversified product portfolio and focus on customer relationships aim to maintain a stable revenue stream.

BancFirst Corp. is an Oklahoma-based financial services holding company operating as a "super community bank" with a focus on local decision-making and personalized customer service. The company operates in the regional banking industry, taking customer deposits and lending funds to individuals and businesses. Its services include commercial banking (business loans, treasury management, commercial real estate loans), consumer banking (deposit accounts, personal loans, mortgage services, digital banking), wealth management and trust services (investment management, trust administration, private banking, estate planning, fiduciary services, and retirement planning), insurance services (property and casualty, life, and health insurance), and other financial services (guaranteed small business lending, securities brokerage, and electronic banking).

BancFirst Corp. primarily operates in Oklahoma and parts of Texas. It has over 100 service locations across 60 communities in 32 Oklahoma counties, with over 350 ATMs statewide. Its operations extend to the Dallas metropolitan area through Pegasus Bank and to Arlington, Fort Worth, and Denton, Texas, through Worthington Bank.

BancFirst Corporation has a strong brand reputation built on its community-focused approach and consistent performance. The company aims to be the top financial institution in Oklahoma, emphasizing community ties, local decision-making, and financial stability. The acquisition of American Bank of Oklahoma solidifies BancFirst's commitment to regional growth. The release of a sustainability report indicates a focus on ESG factors. BancFirst has received numerous awards, including being the top volume SBA lender in Oklahoma for over 28 years. The company promotes fair and equitable treatment of women in its workforce.

BancFirst Corp. stock ownership includes institutional investors, insiders, and retail investors. Approximately 50.07% of the stock is held by institutional shareholders, including BlackRock, Inc., Kayne Anderson Rudnick Investment Management Llc, Vanguard Group Inc, State Street Corp, and Dimensional Fund Advisors Lp. Insiders hold a significant stake, with approximately 56.39% of the company owned by BancFirst insiders. David E. Rainbolt is the largest individual shareholder, owning 6.23 million shares, representing 18.69% of the company.