BCB Bancorp, Inc. (BCBP)

In the past six months, BCB Bancorp's stock was impacted by a pre-tax write-down of $15.1 million related to a cannabis-related REO property, contributing to a net loss of $12.0 million for Q4 2025. Earlier in 2025, a net loss of $8.3 million was reported for Q1 due to a $13.7 million specific reserve for a cannabis-sector loan. Between February 3, 2025, and January 30, 2026, BCBP's share price declined by 25.98%. The company increased its stock buyback program in October 2025, appointed Jawad Chaudhry as CFO in September 2025, and declared a quarterly cash dividend of $0.16 per share in July 2025.

Specific information regarding the demand seasonality for BCB Bancorp, Inc.'s products and services is not readily available.

BCB Bancorp, Inc. operates as the bank holding company for BCB Community Bank, offering banking products and services to businesses and individuals in the United States, focusing on the Northeast region. Its products include insured deposit products and various loans, along with retail and commercial banking services.

BCB Bancorp, Inc. primarily operates in New Jersey and New York, with a 27-branch footprint as of September 30, 2025. It has a strong market presence in Northern New Jersey and Staten Island, New York.

BCB Bancorp, Inc. has a reputation as a community-focused financial institution, emphasizing personalized service and strong local customer relationships. However, significant charge-offs related to cannabis-related loans in 2025 and early 2026 could potentially impact its reputation, particularly concerning risk management, despite the company's efforts to strengthen credit quality oversight.

As of April 14, 2025, institutional shareholders held 37.52% of BCB Bancorp, Inc., insiders owned 27.77%, and retail investors comprised 34.71%. Major institutional owners include BlackRock, Inc., Dimensional Fund Advisors Lp, and Vanguard Group Inc, while key individual insider shareholders include Joseph J. Brogan, Mark D. Hogan, and Thomas Michael Coughlin.