Better Home & Finance Holding Company Class A (BETR)

Better Home & Finance Holding Co. (BETR) stock has experienced significant volatility. In August 2024, the company completed a 1-for-50 reverse stock split. September 2025 saw a substantial surge following an endorsement by activist investor Eric Jackson, followed by profit-taking. October 2025 saw fluctuations due to optimism in AI-powered lending, sector-wide profit-taking, and pre-earnings speculation, along with reports of increased home equity product originations and the launch of its wholesale HELOC and CES platform. In November 2025, the company announced its third-quarter results, reporting a loss and missing revenue estimates, and participated in investor conferences. As of November 25, 2025, the stock price was $45.50 per share, a 238.79% increase compared to the previous year.

Based on historical data, Better Home & Finance Holding Co. (BETR) stock has shown some seasonality. Buying BETR stock in July has historically had the highest probability of a positive return, while May has shown the lowest probability. The company anticipates higher funded loan volume in Q4 2025 compared to Q4 2024, driven by new strategic partnerships. Better also targets achieving $1 billion in monthly funded loan volume within six months. The company's business is significantly impacted by changes in prevailing interest rates and U.S. monetary policies.

Better Home & Finance Holding Co. (BETR), also known as Better.com, is a digital-first homeownership company based in New York City, operating within the Financials sector and Mortgage Finance industry. It uses its AI platform, Tinman™, to streamline the homeownership process. Its services include mortgage origination (GSE, FHA, VA, jumbo loans, and a "One Day Mortgage" program), real estate agent services, insurance services (title and homeowners insurance), and home equity products (HELOC and closed-end second lien loans).

Better Home & Finance Holding Co. serves customers across the United States, being licensed to operate in all 50 states and the District of Columbia. The company also has an international presence, serving customers in the United Kingdom.

Better Home & Finance Holding Co. has received accolades such as the 2025 Fintech Breakthrough Award and Banking Tech Award for Digital Mortgage Innovation. It was also named Best Online Mortgage Lender by Forbes in 2023, Best Mortgage Lender for Affordability by WSJ in 2023, and recognized among the Top Innovators in Banking at the 2025 Money Awards. Keith Soura of Better.com was named a 2025 HousingWire Tech Trendsetter.

Better Home & Finance Holding Co. has a diverse ownership structure, including institutional investors like Softbank Group Corp, Healthcare Of Ontario Pension Plan Trust Fund, Vanguard Group Inc, and BlackRock, Inc. Major individual owners include Riaz Valani, the largest individual shareholder, Shravin Mittal, Arnaud Massenet, Thor Bjorgolfsson, and Prabhu Narasimhan. Institutional investors own approximately 20.94% of the stock.