Bank First Corp (BFC)

Bank First Corp. reported strong third-quarter 2025 earnings, surpassing analyst estimates, and declared a quarterly cash dividend of $0.45 per common share. Todd Sprang was appointed to the Board of Directors, and Matt Longmeyer was promoted to Chief Information Officer. The planned acquisition of Centre 1 Bancorp, Inc., is scheduled to close on January 1, 2026, and is expected to expand Bank First's territory and capabilities. Insider trading activity has shown more buying than selling, and the stock has performed well, increasing approximately 28% since the beginning of the year.

Specific demand seasonality for Bank First Corp.'s products and services is not explicitly detailed in publicly available information. The banking industry can experience seasonal patterns, such as increases in residential mortgages and agricultural financing. Seeking Alpha provides a tool to identify seasonal patterns for BFC's stock performance, suggesting that such patterns may exist.

Bank First Corporation operates as a bank holding company for Bank First, N.A., offering financial products and services to businesses, professionals, and consumers. Its services include deposit accounts like checking, savings, and money market accounts, as well as various lending options such as commercial, real estate, and consumer loans. The company also provides credit cards, online and mobile banking, investment services through Bank First Investments, Inc., treasury management, and insurance services.

Bank First Corporation primarily operates within Wisconsin, with approximately 26 to 27 offices, including its headquarters in Manitowoc. Its services extend across various Wisconsin counties and is increasingly serving customers across the Midwest.

Bank First Corporation maintains a positive brand reputation, recognized for its customer service, technological innovation, and community engagement. Forbes has recognized Bank First as one of the "Best-In-State Banks" and "America's Best Banks" in 2025.

Bank First Corporation's ownership is composed of institutional shareholders (33.33%), individual insiders (9.96%), and retail investors (56.71%). Major institutional owners include BlackRock, Inc., Vanguard Group Inc., and State Street Corp. Key individual shareholders include Robert W. Holmes, Richard Molepske, Michael B. Molepske (CEO), and Michael G. Ansay.