Bank First Corp (BFC)

Bank First Corporation released its Q2 2025 earnings on July 18, 2025, reporting earnings of $1.71 per share. On July 21, 2025, it announced an agreement to acquire Centre 1 Bancorp, Inc. On October 16, 2025, regulatory approval for the acquisition was received, followed by the announcement of Q3 2025 net income on October 21, 2025, with earnings per common share of $1.83. On October 30, 2025, Bank First decreased its prime rate. The stock's 52-week range has been between $92.49 and $135.72, and as of November 20, 2025, the share price was $119.09.

Publicly available information directly detailing the demand seasonality for Bank First Corp.'s specific products and services is not readily available. General banking services can experience some seasonality, such as increased mortgage applications in warmer months and business lending aligning with agricultural cycles, but specific data for Bank First Corporation is not publicly disclosed.

Bank First Corporation operates as a bank holding company for Bank First, N.A., providing consumer and commercial financial services primarily in Wisconsin. The company offers deposit accounts such as checking, savings, and money market accounts, as well as loan products including real estate, commercial, and consumer loans. Additional services include credit cards, insurance, data processing, investment services, treasury management, and online banking, along with business advisory and consulting.

Bank First Corporation's primary geographic footprint is in Wisconsin, with approximately 27 banking locations across various counties. The company is expanding into southern Wisconsin and northern Illinois through the acquisition of Centre 1 Bancorp.

Bank First Corporation maintains a positive brand reputation, recognized for its customer service, technological innovation, and community engagement. The company was listed in Forbes' "Best-In-State Banks (2025)" and "America's Best Banks (2025)." The company actively promotes security awareness through news releases.

Bank First Corporation's ownership is distributed among institutional shareholders, insiders, and retail investors. Institutions hold 38.36% of the shares, with major holders including BlackRock, Inc. and Vanguard Group Inc. Retail investors own 51.67% of the company. Insiders own 9.97%, with Robert W. Holmes being the largest individual shareholder. Insiders have shown net buying activity in the last 12 months.