Stock events for Bank First Corp. (BFC)
Bank First Corporation completed its acquisition of Centre 1 Bancorp, Inc. on January 2, 2026, expanding its geographic footprint. The company surpassed Q4 2025 earnings estimates, reporting an EPS of $2.00 and quarterly revenue of $49.68 million. Bank First announced an 11.1% increase in its quarterly dividend. Following the positive earnings report, analysts upgraded ratings for BFC. Bank First announced its net income for the third quarter of 2025 on October 21, 2025. Bank First Corporation received regulatory approval to acquire Centre 1 Bancorp, Inc. on October 16, 2025. Bank First's stock price dipped by 6.07% but surged by 5.47% around October 22, 2025. As of February 2, 2026, Bank First's stock had a year-to-date share price return of 15.68% and a 44.36% total shareholder return over the past year.
Demand Seasonality affecting Bank First Corp.’s stock price
Bank First Corp. experiences a seasonal buildup of higher interest rate deposits, particularly through the fourth quarter. This influx of deposits can impact the bank's Net Interest Margin (NIM) and may require collateralization by its investment portfolio.
Overview of Bank First Corp.’s business
Bank First Corporation operates as a financial holding company for Bank First, N.A., offering consumer and commercial financial services. It operates in the Financials sector, specifically within the Banks - Regional industry, and aims to empower customers through personalized financial solutions, community relationships, and financial stewardship. Its services include deposit accounts and various loan types, as well as credit cards, insurance, data processing, investment, treasury management, and online banking.
BFC’s Geographic footprint
Bank First Corporation is headquartered in Manitowoc, Wisconsin, and operates through 38 banking locations across Wisconsin and the Stateline area of Illinois. Its presence extends to multiple counties in Wisconsin and Winnebago county in Illinois. The acquisition of Centre 1 Bancorp, Inc. in January 2026 expanded its footprint into southern Wisconsin and northern Illinois.
BFC Corporate Image Assessment
Bank First Corporation maintains a strong brand reputation built on its community-focused banking model. Forbes named Bank First one of America's Best Banks for 2025. The company emphasizes a customer-centric approach and a dedication to forging strong relationships. Bank First's culture celebrates diversity, creativity, and responsiveness, with high ethical standards. The bank actively engages with its communities, with employees volunteering over 7,200 hours and the bank contributing more than $792,000 to local events and nonprofits in 2024.
Ownership
Bank First Corporation has a diverse ownership structure, including 251 institutional owners and shareholders holding 4,216,283 shares. Major institutional owners include BlackRock, Inc., Vanguard Group Inc, State Street Corp, and Geode Capital Management, Llc. Individual investors collectively hold a significant portion, and Robert W. Holmes is a large individual shareholder, owning 2.22% of the company's shares. As of February 2026, institutional investors held 33.80% of the shares, while individual insiders held 6.50%.
