Bar Harbor Bankshares, Inc. (BHB)

The acquisition of Guaranty Bancorp, Inc. in July 2025 significantly boosted the company's regional presence. Bar Harbor Bankshares reported strong third-quarter 2025 earnings, exceeding analyst expectations. Analysts revised their price targets upwards following the robust Q3 2025 earnings. The company consistently declared quarterly dividends. The stock experienced an approximate 9.5% movement from late October 2025 to early January 2026, driven by strong earnings, analyst upgrades, and a sustained "Buy" consensus rating.

Bar Harbor Bankshares experiences some demand seasonality, particularly in its mortgage and deposit products. The company typically sees a seasonal increase in demand for mortgage products. There can be shifts in deposit mix driven by the interest rate environment and expected seasonal outflows.

Bar Harbor Bankshares (BHB) is a bank holding company operating through its subsidiary, Bar Harbor Bank & Trust, providing financial products and services to consumers and businesses. The company offers deposit products such as interest-bearing and non-interest-bearing accounts, savings accounts, time deposits, money market deposit accounts, and certificates of deposit. Lending activities include commercial loans, residential real estate loans, and consumer loans. Wealth management services are provided through Bar Harbor Wealth Management, and other services include business services, life insurance, annuity, retirement products, and third-party brokerage services.

Bar Harbor Bankshares operates across Northern New England with over 50 locations in Maine, New Hampshire, and Vermont. The company is headquartered in Bar Harbor, Maine.

Bar Harbor Bank & Trust has maintained a positive brand reputation, being recognized by Newsweek as one of "America's Best Regional Banks" for two consecutive years. The bank was also honored by Forbes with "World's Best Banks" and "Best-in-State Banks" for Vermont. Additionally, the company received the "Doing Well by Doing Good Award" from Mastercard®.

Institutional investors hold a significant majority, approximately 54.75% to 55.70%, of Bar Harbor Bankshares' stock. Major institutional owners include BlackRock, Inc., Fmr Llc, and Dimensional Fund Advisors Lp. Individual investors hold a smaller percentage, around 2.76% to 2.92%, of the ownership.