Bank of Hawaii Corp (BOH)

Over the past six months, Bank of Hawaii's stock has seen some fluctuations. As of May 8, 2026, the stock traded at $79.92, increasing by 0.06% from the previous session. Over the last four weeks, it gained 0.45%, and over the last 12 months, its price rose by 17.43%. The 52-week range for BOH stock is between $59.36 and $82.74. In April 2026, the company reported its first-quarter 2026 financial results and affirmed its dividend. While the company reported a Q1 earnings miss by $0.02, adjusted earnings were largely in line with expectations, and revenue grew 13% to $192 million. Net interest income increased by 5.4% quarter-over-quarter to $136.7 million, and noninterest income rose by 2.6% to $46 million. Deposits also increased by 5.4%. However, the company experienced a 3.2% contraction in held-for-investment (HFI) loans, missing its growth estimate. Forecasted 2-3% increase in expenses for FY25 also hints at potential profitability pressures.

While explicit details on demand seasonality are not extensively documented, some seasonal trends can be inferred. Deposits experienced seasonal drawdowns after the typical late Q4 build, as observed in Q1 2026. The Hawaiian economy is influenced by visitor arrivals, which saw a 4.4% increase in 2023 compared to 2022, and total visitor spending also rose, suggesting that economic activity and demand for banking services could be influenced by tourism trends. The bank's strong position as a residential and home equity lender in Hawaii might also imply some seasonality tied to the real estate market.

Bank of Hawaii Corp. provides financial products and services to consumers, businesses, and governments through three segments: Consumer Banking, Commercial Banking, and Treasury and Other. Consumer Banking offers financial products and services, including loan, deposit, and insurance products, private banking, international client banking services, trust services, investment management, and institutional investment advisory services, with digital solutions like SimpliFi. Commercial Banking provides corporate banking, commercial real estate loans, commercial lease financing, auto dealer financing, merchant services, deposit products, and cash management services to middle-market and large companies, as well as government entities, including international banking services. Treasury and Other encompasses corporate asset and liability management activities, including interest rate risk management and foreign currency exchange.

Bank of Hawaii primarily operates across the Hawaiian Islands, with a concentrated retail and commercial presence on Oʻahu, Maui, Kauaʻi, and the island of Hawaiʻi, also serving customers in Guam, Saipan, and other Pacific Islands. Historically, the bank expanded internationally but refocused on the Pacific in the early 2000s. As of December 31, 2022, 92% of its geographic focus was in Hawaii, 3% in the U.S. mainland, and 5% in the West Pacific. In 2025, the bank opened a new West Pacific Regional Headquarters in Tamuning, Guam, and completed several branch renovations across Hawaii and the West Pacific.

Bank of Hawaii has received positive recognition for its brand reputation in the past year. Newsweek named Bank of Hawaii one of the "World's Most Trustworthy Companies 2025" for the third consecutive year. TIME named Bank of Hawaii one of "America's Best Midsize Companies of 2025." The bank was also recognized as one of the "Most Trustworthy Companies in America" for the second year in a row, ranking No. 4 nationwide in the banking industry category. In 2023, the bank demonstrated its commitment to the community by assisting with recovery efforts following Typhoon Mawar in Guam and the wildfires in Lahaina, Maui. The Lahaina Branch reopened in May 2025.

Bank of Hawaii's ownership is predominantly institutional, with approximately 84% of outstanding shares held by institutional investors as of early 2025. Major institutional shareholders include BlackRock, Inc., The Vanguard Group, Inc., State Street Corporation, Kayne Anderson Rudnick Investment Management Llc, Dimensional Fund Advisors Lp, Geode Capital Management, Llc, Citadel Advisors Llc, Goldman Sachs Group Inc, American Century Companies Inc, and Balyasny Asset Management Llc. BlackRock is the largest institutional holder. Individual investors and legacy families hold smaller stakes.