BOK Financial Corporation (BOKF)

Over the past six months, BOK Financial Corp.'s stock (BOKF) has experienced notable movements, with a 52-week range between $85.08 and $138.09. In Q3 2025, the company reported growth in loans and deposits, with revenues increasing 5% year-over-year and an expanded net interest margin. In Q4 2025, BOK Financial reported EPS of $2.89, surpassing expectations, with revenues up 4.4% and an improved net interest margin; the company also announced a cash dividend of $0.63 per share. As of early February 2026, BOKF has a consensus "Hold" rating from analysts, with an average rating score of 2.42.

Explicit information regarding the demand seasonality for BOK Financial Corp.'s core products and services is not extensively detailed. However, higher seasonal prepayments led to an increase in mortgage banking costs in Q2 2023, suggesting seasonal fluctuations in mortgage-related activities. There were also mentions of seasonal increases in general building operating costs in Q2 2023. Factors such as changes in interest rates, inflation, and general economic conditions can influence demand for products and services in the financial industry.

BOK Financial Corporation (BOKF) is a financial services holding company based in Tulsa, Oklahoma, operating in the Finance sector, specifically within the Banks industry. It provides financial products and services through its banking subsidiary, BOKF, NA, and other entities. The company operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management, offering services such as lending, treasury services, retail banking, and investment advisory services. BOK Financial also provides various commercial, real estate, and personal loans, along with digital banking services. The company has roots in providing capital for the energy industry.

BOK Financial Corp. has a regional presence across the American Midwest and Southwest, with banking operations in eight states: Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, Kansas, and Missouri. It operates under brands like Bank of Oklahoma, Bank of Texas, and Bank of Albuquerque, and as BOK Financial in other states. It also has limited purpose offices in Nebraska, Wisconsin, Connecticut, and Tennessee.

BOK Financial's brand reputation in the past year has seen both positive recognition and a notable challenge. The company received the Gallup Exceptional Workplace Award, indicating a strong corporate culture. However, in November 2025, BOK Financial reported a data breach affecting over 2,800 individuals due to a cybersecurity incident at a third-party service provider, which likely negatively impacted the company's brand reputation.

George B. Kaiser is the majority shareholder of BOK Financial Corp., owning over 59% of the company's shares and serving as Chairman of the Board. Institutional investors collectively own a substantial portion of the company's shares, approximately 35.01%. Key institutional shareholders include George Kaiser Family Foundation, Dimensional Fund Advisors LP, and Vanguard Group Inc. Insider selling has been observed in the past three months, with insiders selling $638,448.00 in company stock.