Bowhead Specialty Holdings Inc. (BOW)

Bowhead Specialty Holdings, Inc. (BOW) stock has experienced a decline in the past six months. The share price decreased by 28.60% between December 9, 2024, and December 5, 2025. As of November 17, 2025, the stock was down 24.96% over the past six months and 21.64% over the past year. More recently, as of January 9, 2026, the stock was down 6.31% over the past 30 days and 21.64% over the past 12 months. The stock reached an all-time high of $42.29 USD on March 27, 2025, and an all-time low of $22.14 USD on May 22, 2024, which was also its IPO date. The company has generally beaten earnings expectations in recent quarters, with Q3 2025 EPS of $0.47 exceeding the $0.40 estimate by 17.50%. A follow-on equity offering completion is anticipated to create future market opportunities.

Information regarding specific demand seasonality for Bowhead Specialty Holdings, Inc.'s products and services was not explicitly found in the provided search results. The company's business model focuses on specialty insurance lines, which may have different demand patterns compared to general insurance products.

Bowhead Specialty offers tailored casualty insurance solutions for risks in construction, distribution, heavy manufacturing, real estate, and hospitality, providing general liability coverage. It provides professional liability insurance solutions, including directors and officers liability, errors and omissions liability, employment practices liability, fiduciary liability, fidelity liability, miscellaneous professional liability, crime insurance, and cyber insurance, primarily for financial institutions. The company also offers healthcare solutions designed for healthcare entities, including hospitals, senior care providers, managed care organizations, and miscellaneous medical facilities, offering professional liability/general liability and management liability. Baleen Specialty is a technology-powered underwriting operation specializing in small to mid-sized risks that are not eligible in the admitted market. The company's policies are primarily written on a non-admitted, or excess and surplus lines (E&S) basis, which allows for flexibility in adjusting to market opportunities.

Bowhead Specialty Holdings, Inc. primarily operates in the United States.

Bowhead Specialty Holdings, Inc. has cultivated a strong brand reputation as a growing specialty insurance business known for providing solutions in complex market areas, notably without exposure to the property market. The company has demonstrated strong financial performance, including impressive premium growth across all divisions and an improved combined ratio, indicating stable and profitable underwriting results. Analysts view the company positively, with expectations of continued growth and potential upside in its stock price. Bowhead Specialty is recognized for its exceptional growth in net premiums earned and book value per share (BVPS).

Bowhead Specialty Holdings Inc. has significant institutional ownership, with approximately 90.26% to 90.29% of its stock held by institutions. Major institutional owners include Gallatin Point Capital LLC, American Family Investments, Inc., Victory Capital Management Inc, Vanguard Group Inc, American Century Companies Inc, BlackRock, Inc., SSGSX - Victory Sycamore Small Company Opportunity Fund Class A, Polar Capital Holdings Plc, Wasatch Advisors Inc, and Morgan Stanley. Gallatin Point Capital LLC is also noted as a major individual/insider owner, holding a substantial percentage of the company's shares.