Popular, Inc. (BPOP)

Over the past six months, Popular, Inc.'s stock (BPOP) has shown a positive performance, increasing by 9.73% over the last six months and 21.70% year-to-date as of late November 2025. Key events include strong Q3 2025 earnings, dividend declarations of $0.75 per common share, a $500 million share repurchase program, the discontinuation of residential mortgage originations in its U.S. operations, and some deteriorating credit quality metrics in Puerto Rico. The stock experienced a decline in March 2024 due to banking sector uncertainty but recovered significantly in the second half of the year.

Popular, Inc. experiences some demand seasonality, particularly concerning deposits, with an expected decrease in retail deposits in Q3 for Banco Popular de Puerto Rico (BPPR). The company anticipates higher deposit inflows in the first half of the year, followed by spending in Q3, and stability in Q4. Loan growth, especially in commercial and construction lending, has been robust, while there are expected payoffs in the U.S. construction portfolio in Q4.

Popular, Inc. (BPOP) is a diversified financial services holding company based in San Juan, Puerto Rico, operating in the Financials sector as a Regional Bank. It provides financial products and services to individuals, small businesses, and corporations, including retail banking, commercial banking, specialized services like auto and equipment leasing, investment banking, and wealth management.

Popular, Inc. has a significant presence across the Caribbean and the United States. Its operations are divided into Banco Popular de Puerto Rico (BPPR) for Puerto Rico and the U.S. Virgin Islands, and Popular U.S. for its mainland United States business, concentrated in New York, Florida, and New Jersey under the name Popular Bank.

In the past year, Popular, Inc. has received positive recognition, including Banco Popular de Puerto Rico being named "Bank of the Year Puerto Rico" by The Banker for its corporate purpose, financial inclusion, entrepreneurial support, and commitment to banking innovation and sustainable economic growth. While some online customer reviews indicate challenges with customer service and online banking experiences, Popular maintains a "Buy" consensus rating from analysts and a high MarketRank™ score. Popular Community Capital LLC also received a $40 million New Markets Tax Credits allocation to support low-income communities.

Popular, Inc. has a diverse ownership structure, with approximately 87.27% of the stock held by institutional investors such as Vanguard Group Inc., Price T Rowe Associates Inc /Md/, BlackRock, Inc., Dimensional Fund Advisors Lp, and Fmr Llc. Insiders hold about 2.09% of the stock.