Princeton Bancorp, Inc. (BPRN)

In the past six months, Princeton Bancorp's stock price has seen fluctuations and has increased by 10.57%. Recent events impacting the stock include a Q3 2025 earnings beat, a dividend increase, and insider activity. Analyst ratings have varied, with a consensus rating of "Moderate Buy" and an average price target of $35.00. The completion of the Cornerstone Bank acquisition in 2024 was a significant event.

Princeton Bancorp's demand for products and services is influenced by economic cycles and interest rate environments. Loan demand is tied to economic growth, business expansion, and real estate market activity, while deposit levels fluctuate based on economic conditions and consumer behavior. The bank's investment in digital technologies aims to enhance convenience and attract new customers, potentially mitigating some traditional seasonal impacts.

Princeton Bancorp, Inc. operates as a bank holding company for The Bank of Princeton, a full-service financial institution providing business and personal banking services. The company offers traditional retail banking services, various deposit products, and loans, with a significant concentration in commercial real estate lending. It also provides debit and credit cards, money orders, direct deposits, ATM services, and online and mobile banking.

Princeton Bancorp, Inc. operates 34 banking offices through The Bank of Princeton. It primarily covers New Jersey with 27 branches, has five branches in the Philadelphia, Pennsylvania area, and two branches in the New York metropolitan area. The company has expanded its footprint through acquisitions, such as Noah Bank in May 2023 and Cornerstone Bank in 2024.

Princeton Bancorp and The Bank of Princeton emphasize community service and building strong relationships. The bank focuses on maintaining its competitive edge through increasing branch locations and investing in digital technologies. Despite economic obstacles in 2023, the bank reported its second-highest earnings since inception and significant growth in loans and deposits. The acquisition of Noah Bank in May 2023 and Cornerstone Bank in 2024 also demonstrates strategic growth and expansion.

Princeton Bancorp is owned by a mix of institutional shareholders, insiders, and retail investors. Institutions hold 43.45% of the company's shares, with major holders including Alliancebernstein L.P. and BlackRock, Inc. Insiders own 20.85% of the company, with Martin Tuchman being the largest individual shareholder. Retail investors hold 35.70% of the company.