Blue Ridge Bankshares, Inc. (BRBS)

In the past six months, Blue Ridge Bankshares, Inc. stock has experienced a gain. The termination of a Consent Order in November 2025 enhanced the bank's flexibility for growth. Strong third-quarter 2025 results in October 2025, supported by a one-time boost and improved fee-based revenue, also contributed to the stock's performance. A special cash dividend of $0.25 per share was announced in October 2025. For the quarter ended March 31, 2025, the company reported a net loss of $0.4 million, an improvement compared to the previous quarter, attributed to an increase in net interest margin and a reduction in noninterest expense.

Specific details regarding the demand seasonality for Blue Ridge Bankshares, Inc.'s products and services are not explicitly provided in the search results. Generally, demand for banking products can be influenced by economic cycles, interest rate environments, and seasonal consumer and business spending patterns, but no specific patterns for BRBS were found.

Blue Ridge Bankshares, Inc. is a bank holding company providing commercial and consumer banking and financial services through its subsidiary, Blue Ridge Bank, National Association, and its non-bank financial services affiliates. The company offers deposit accounts, loans, wealth management and investment services, commercial banking services, consumer lending services, and other services such as small business administration loans and insurance products.

Blue Ridge Bankshares, Inc. has a significant market presence in Virginia and north-central North Carolina, operating a network of branches across central and northern Virginia, including locations such as Callao, Charlottesville, and Richmond, and in Greensboro, North Carolina. The company also extends its reach through digital channels, enabling remote account opening, electronic fund transfers, and mobile banking capabilities.

Blue Ridge Bankshares' brand reputation has been positively influenced by its efforts to address regulatory matters, including the termination of the Consent Order from the Office of the Comptroller of the Currency in November 2025. The company's leadership highlighted efforts to de-risk the balance sheet, including exiting fintech/banking-as-a-service (BaaS)-related deposits and reducing non-core loan exposure.

The ownership structure of Blue Ridge Bankshares, Inc. includes institutional, insider, and retail investors. Major institutional shareholders include Azora Capital LP, Alliancebernstein L.P., Wellington Management Group Llp, BlackRock, Inc., and Vanguard Group Inc. Kenneth R. Lehman is the largest individual shareholder, and G. William Beale, the President and CEO, is also a significant insider owner.