Bogota Financial Corp. (BSBK)

In the past six months, Bogota Financial Corp. adopted a sixth stock repurchase program and reported Q2 2025 results with a fall in loans. Peter T. Donnelly was listed as a Director of BSBK with no shares. The company released Q3 2025 results with a net income of $455,000 and filed its 10-Q report. Director John J. Masterson purchased company stock, and another director reported a stock buy. Bogota Financial Corp. announced a strategic balance sheet restructuring, including a sale-leaseback of three branch offices. The next earnings report is expected on February 4, 2026.

The available information does not explicitly detail specific seasonal patterns in the demand for Bogota Financial Corp.'s products and services. However, the company's performance and loan demand are influenced by broader economic factors such as changes in the interest rate environment, general economic conditions, and real estate market values in its lending area.

Bogota Financial Corp. (BSBK) is a Maryland corporation in the Financials sector, offering banking products and services through Bogota Savings Bank. These include deposit accounts and various loans such as real estate, consumer, commercial, and construction loans. The company also invests in securities.

Bogota Financial Corp.'s geographic footprint is concentrated in northern and central New Jersey. Bogota Savings Bank operates from several offices in communities including Bogota, Hasbrouck Heights, Upper Saddle River, Newark, Oak Ridge, Parsippany, and Teaneck, New Jersey. Additionally, the company maintains a loan production office in Spring Lake, New Jersey. The bank's lending and deposit activities are primarily focused within this New Jersey market area.

Bogota Financial Corp., through Bogota Savings Bank, has a long-standing reputation rooted in its establishment in 1893. The company emphasizes a community-first approach, focusing on local service and financial soundness. Its mission is centered on serving the comprehensive financial needs of its local New Jersey communities, providing personalized service and sound financial guidance to individuals, families, and local businesses. The bank's core values include integrity, community focus, customer service, financial prudence, and respect.

Bogota Financial Corp. has a unique ownership structure due to its mutual holding company (MHC) form. Bogota Financial, MHC, holds a significant majority stake, controlling 67.47% of the common stock as of March 21, 2025. Major institutional owners include M3F, Inc., The Vanguard Group, Inc., and AllianceBernstein L.P. Individual insiders hold 2.77% of the shares, while the general public and retail investors hold approximately 24.93% of the shares.