Bogota Financial Corp. (BSBK)

In the past six months, several events have impacted Bogota Financial Corp.'s stock price. The company reported a net income of $455,000 for Q3 2025, with a mild stock decline following the report. Bogota Financial Corp. announced its sixth stock repurchase program, allowing it to repurchase up to 237,590 shares. The company reported a net income of $0.018 per share for Q2 2025. Bogota Financial Corp. reported a net income of $731,000 for Q1 2025, primarily due to decreased deposit costs and higher yields. Bogota Savings Bank completed a sale-leaseback of three branch offices and incurred a loss from selling securities, intending to reinvest the proceeds.

There is insufficient historical data to perform a reliable seasonal analysis specifically for Bogota Financial Corp. products and services. However, the broader Financial sector generally experiences a period of seasonal strength from November 22 to April 13.

Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank, offering a range of financial products and services within the regional banking industry. The company provides various banking products, including demand, savings, money market, and certificate of deposit accounts. Its lending activities encompass real estate, commercial, consumer, and construction loans. Additionally, Bogota Financial Corp. invests in securities, primarily consisting of government and agency obligations, municipal obligations, corporate bonds, and mortgage-backed securities.

The company's operations are concentrated in New Jersey, United States. Bogota Savings Bank maintains seven offices located in Bogota, Hasbrouck Heights, Upper Saddle River, Newark, Oak Ridge, Parsippany, and Teaneck, New Jersey. It also operates a loan production office in Spring Lake, New Jersey.

Specific events directly impacting Bogota Financial Corp.'s brand reputation in 2025 are not explicitly detailed. However, the company's return to core profitability in Q3 2025 could be viewed positively. Bogota Savings Bank received a "B+" health grade from DepositAccounts.com as of Q3 2025, though no customer reviews were available.

Bogota Financial Corp. operates under a two-tier mutual holding company structure, with Bogota Financial, MHC, holding a majority of the outstanding common stock. Major institutional owners include M3F Inc., Vanguard Group Inc., Alliancebernstein L.P., Geode Capital Management LLC, Renaissance Technologies LLC, and Northern Trust Corp. As of Q4 2025, institutional investors held approximately 7.40% of the total shares. Insider trading activity was reported on December 16, 2025, with director John J. Masterson purchasing BSBK stock throughout 2025.