Bridgewater Bancshares, Inc. (BWB)

Bridgewater Bancshares, Inc. (BWB) stock has experienced notable events in the past six months, including exceeding Q4 2025 forecasts with EPS of $0.44 and revenue of $38.84 million, leading to a 2.23% increase in the stock price after hours. The bank reported 32% year-over-year revenue growth and an expansion of its net interest margin to 2.75%. Management projects high single-digit loan growth and aims for a 3% net interest margin by year-end 2026. The stock has shown a positive trend, with a 28.34% increase over the last six months and a 36.69% increase over the past year, reaching a new 52-week high of $20.25 on February 5, 2026. Insider trading activity has been reported, with Director Jeffrey Shellberg and Director James Johnson selling shares, while CEO Jerry J. Baack acquired shares.

Explicit information regarding the demand seasonality for Bridgewater Bancshares, Inc.'s specific products and services is not readily available. Analysis of the BWB stock's returns does not directly translate to the seasonality of demand for the company's banking products and services.

Bridgewater Bancshares, Inc. functions as the bank holding company for Bridgewater Bank, delivering banking products and services in the United States. The company provides commercial loans secured by various properties, construction, land development, commercial and industrial loans, and commercial real estate loans. For consumers, Bridgewater Bank offers retail deposit products through its branch network, online, mobile, and direct banking channels. Deposit products are available for commercial clients, including remote deposit and cash management products, and commercial transaction accounts. The company is also involved in affordable housing financing.

Bridgewater Bancshares, Inc. is headquartered in St. Louis Park, Minnesota, maintaining a strong regional presence in the Minneapolis-Saint Paul metropolitan area with nine full-service offices. The company has expanded its reach in the affordable housing sector nationwide, with approximately 24% of this portfolio outside of Minnesota.

Bridgewater Bancshares, Inc. has cultivated a reputation for financial strength and dedicated customer service, particularly within the Minneapolis-Saint Paul metropolitan area. The company emphasizes a client-centric approach, focusing on responsiveness, innovation, and understanding the unique needs of businesses and individuals. Bridgewater has received numerous awards for its growth, banking services, and corporate culture.

Bridgewater Bancshares, Inc. has significant institutional ownership, with 293 institutional owners and shareholders holding a total of 21,042,379 shares, representing approximately 59.34% of the company's total shares. Major institutional owners include Thrivent Financial For Lutherans, BlackRock, Inc., Alliancebernstein L.p., Vanguard Group Inc, and Dimensional Fund Advisors Lp. Individual insider ownership accounts for about 32.19% of the company's equity base, totaling roughly 8.85 million shares, with key individual insider shareholders including CEO Jerry J. Baack, Director Jeffrey D. Shellberg, and Director Todd B. Urness.