Bridgewater Bancshares, Inc. (BWB)

Over the past six months, Bridgewater Bancshares, Inc. (BWB) stock has increased by 10.72% and 38.96% over the past year. Q3 2025 earnings reported an EPS of $0.39, missing analysts' estimates. Q2 2025 earnings showed net interest income growth and loan growth. Q1 2025 earnings reported adjusted EPS of $0.32, excluding merger-related expenses. Q3 2024 earnings reported earnings of $0.27 per share. The acquisition of First Minnetonka City Bank was announced in August 2024. Analysts have a consensus "Hold" rating for BWB stock, with an average price target of $20.33. Insiders have been net sellers, disposing of 127,921 shares.

Explicit details regarding the demand seasonality for Bridgewater Bancshares, Inc.'s specific products and services are not available. General trends in the banking industry can offer some insight. Demand for banking products and services, particularly loans, can be influenced by economic cycles, interest rate environments, and business investment trends, which may exhibit some seasonal patterns.

Bridgewater Bancshares, Inc., established in 2005 and headquartered in St. Louis Park, Minnesota, operates as a financial holding company and the parent company of Bridgewater Bank. The bank provides commercial and retail banking products and services, including commercial loans, personal banking services, treasury management, and wealth management.

Bridgewater Bancshares, Inc. has a strong regional presence in the Minneapolis-Saint Paul metropolitan area in Minnesota, operating nine full-service branches as of late 2024.

Bridgewater Bancshares, Inc. has a reputation for financial strength and dedicated customer service, receiving awards for its banking services and corporate culture. Its client-centric approach and analyst ratings reflect a generally favorable view of the company.

Bridgewater Bancshares, Inc. is owned by a mix of institutional shareholders (59.12%), insiders (21.01%), and retail investors (19.87%). Major institutional owners include Thrivent Financial For Lutherans and BlackRock, Inc. Key individual insider owners include David B. Juran, Jerry J. Baack (CEO), and Todd B. Urness.