Pathward Financial, Inc. (CASH)

Pathward Financial's stock experienced a slight increase of 2.43% between December 20, 2024, and December 19, 2025. In October 2025, Pathward Financial reported its Q4 2025 earnings, with EPS of $1.69, surpassing analysts' estimates by $0.30, and provided fiscal year 2026 guidance, maintaining an earnings per diluted share range of $8.25 to $8.75. New partnerships with Trustly, Stripe, and Greenlight were announced, and total loans and leases grew by 14%. In December 2025, Assenagon Asset Management initiated a new $4.76 million position in Pathward Financial, while the stock experienced some downward movement due to year-end profit-taking. As of January 14, 2026, Pathward Financial's stock passed below its 200-day moving average, with a 52-week range between $64.45 and $86.00.

There is an indication of demand seasonality for Pathward Financial's tax services products, with a seasonal increase in demand for these specific products around tax season.

Pathward Financial, Inc. (CASH) is a U.S.-based financial holding company that operates through its subsidiary, Pathward®, N.A., with the core purpose of powering financial inclusion. The company operates in the Finance sector, specifically in the Banks - Regional industry, and was formerly known as Meta Financial Group, Inc., rebranding in July 2022. Pathward Financial's business is structured into three reportable segments: Consumer, Commercial, and Corporate Services/Other. The Consumer segment includes Partner Solutions, offering deposit accounts, lending products, tax services, and payment solutions, generating the majority of the company's revenue. The Commercial segment focuses on providing businesses with access to funds through various lending and financing solutions, having divested its Insurance Premium Finance business in Q1 2025. The Corporate Services/Other segment includes shared services, treasury-related functions, the investment portfolio, warehouse finance, wholesale deposits, and borrowings.

Pathward Financial, Inc. is headquartered in Sioux Falls, South Dakota, and serves customers across all 50 states through direct channels and partnerships with community banks, credit unions, school districts, and fintech firms.

Pathward Financial has maintained a positive brand reputation over the past year, being named one of the "2025-2026 Best Companies to Work For" and achieving "Great Place to Work" certification for the third consecutive year. Pathward also secured a spot on Monitor's Bank 50 ranking and was included in KBW's 2025 Bank Honor Roll, being one of only 16 U.S. banking institutions recognized for consistent earnings growth over the past 10 years. Additionally, Pathward ranked among the top equipment finance companies on the 2025 Monitor 100 list for the 13th consecutive year.

Pathward Financial, Inc. has a significant institutional ownership presence, with institutional ownership edging up to 116.1% in September 2025. Major institutional shareholders include Seros Financial, LLC, BlackRock, Inc., Fmr Llc, Vanguard Group Inc, State Street Corp, Dimensional Fund Advisors Lp, American Century Companies Inc, Geode Capital Management, Llc, Morgan Stanley and JPMorgan Chase & Co. Insider ownership stands at 3.75% of the company's stock.