Pathward Financial, Inc. (CASH)

Pathward Financial reported its Q3 CY2025 results, beating revenue expectations with sales up 3.9% year-on-year to $186.7 million, and a GAAP profit of $1.69 per share. For the fiscal year ended September 30, 2025, Pathward Financial reported a net income of $185.9 million, or $7.87 per share. The company announced a quarterly dividend of $0.05 per share. The share price as of July 16, 2025, was $81.54, up from $64.58 on July 17, 2024, but traded down $0.23 during mid-day trading on October 21, 2025, hitting $71.75. President Anthony M. Sharett sold 11,500 shares of Pathward Financial stock on October 24, 2025, for $822,825.

Pathward Financial's products and services exhibit some demand seasonality, particularly within its tax services portfolios, which see increased demand during tax season.

Pathward Financial, Inc. operates as a bank holding company, providing banking products and services across the United States. The company operates within the Finance sector, specifically the Major Banks or Banks - Northeast industry. Pathward Financial aims to power financial inclusion through its Partner Solutions and Commercial Finance business lines. Its major products and services are segmented into Consumer, Commercial, and Corporate Services/Other. The Consumer segment includes Banking-as-a-Service (BaaS) solutions, prepaid and debit cards, digital payments, and tax-related financial services. The Commercial segment focuses on commercial finance products such as term lending, asset-based lending, and specialized financing solutions. The Corporate Services/Other segment encompasses shared services, treasury functions, and the investment portfolio.

Pathward Financial, Inc. primarily provides its banking products and services within the United States and is based in Sioux Falls, South Dakota.

Pathward Financial has focused on strategic initiatives that contribute positively to its brand reputation, winning multiple awards and being recognized for its strong financial performance. Strategic partnerships with firms like Trustly, Stripe, and Greenlight have bolstered investor confidence. The company's rebranding from Meta Financial Group, Inc. to Pathward Financial, Inc. in July 2022 reflects a strategic shift.

Pathward Financial, Inc. has a high level of institutional ownership, with 92.66% to 96.89% of the stock held by institutions. As of June 2025, there were 268 active institutional owners. Major institutional owners include BlackRock, Inc., Fmr Llc, and Vanguard Group Inc. Individual insider ownership is relatively low, with only 1.13% to 1.23% of the stock held by insiders.