Cathay General Bancorp (CATY)

In the past six months, Cathay General Bancorp's stock has trended upwards by 20.12%, with a 12.91% increase over the past year. The stock traded at $50.73 as of late January 2026. Cathay General Bancorp reported strong fourth-quarter results for 2025, exceeding revenue projections with sales of $213.2 million, a 13.5% increase year-over-year. Adjusted earnings per share reached $1.33, surpassing consensus estimates by 8.3%. The company increased share buybacks in 2025, spending $52 million in the last quarter and a total of nearly $180 million for the year. Despite industry challenges, Cathay recorded a net charge-off rate of 11 basis points in the last quarter of 2025.

The provided information does not explicitly detail the demand seasonality for Cathay General Bancorp's products and services. Demand for commercial and commercial real estate loans is influenced by economic expansion and commercial activity. Net interest income, which makes up a significant portion of the company's total revenue, is considered a predictable and recurring characteristic of bank earnings.

Cathay General Bancorp, established in 1962, operates as a bank holding company through its subsidiary, Cathay Bank, providing financial services to the Chinese-American and Asian-American communities. The bank offers a range of products and services for commercial and individual clients, including real estate loans, SBA loans, checking accounts, mortgages, and wealth management services. As of 2024, Cathay General Bancorp employs approximately 1,266 people.

Cathay General Bancorp operates over 60 branches in nine states in the U.S., including California, New York, Illinois, Washington, Texas, Maryland, Massachusetts, Nevada, and New Jersey. Internationally, Cathay Bank has representative offices in Hong Kong, Beijing, Shanghai, and Taipei, facilitating cross-border banking relationships.

The provided search results do not contain specific information detailing Cathay General Bancorp's brand reputation in the past year. Unfavorable ESG ratings and challenges under fair lending laws could negatively impact a bank's reputation.

Major institutional owners of Cathay General Bancorp include BlackRock Inc., Vanguard Group Inc., BlackRock Fund Advisors, iShares Core S&P Small-Cap ETF, and Dimensional Fund Advisors, Inc. As of February 14, 2025, there were approximately 70,285,292 shares of common stock outstanding with about 1,440 holders of record.