Chubb Limited (CB)

In January 2025, Chubb reported record net income for 2024, but Q4 core operating income fell due to elevated catastrophe losses. In February 2025, Chubb had a standout performance in 2024, its best year in company history. In April 2025, Chubb was scheduled to announce its fiscal Q1 2025 earnings. In May 2025, shareholders approved the 32nd consecutive annual dividend increase, and the board declared a record date for the first dividend installment and authorized a new share repurchase program. In June 2025, Chubb expanded Combined Insurance's benefits offering with pet insurance, launched a new Engineering Center in Bogotá, and partnered with European Watch Company to offer insurance protection for luxury timepieces. In July 2025, Chubb Limited is scheduled to hold its second-quarter earnings conference call.

The insurance industry experiences seasonality related to natural catastrophes, impacting Chubb's underwriting profitability. While certain events like natural disasters introduce volatility, the core demand for Chubb's diversified insurance products appears to be relatively consistent, driven by ongoing risk management needs.

Chubb Limited is a global leader in the insurance industry, operating in 54 countries and territories. It is the largest publicly traded property and casualty (P&C) insurance company in the world and a component of the S&P 500 index. Chubb provides a comprehensive suite of insurance and reinsurance solutions, including commercial, personal, accident and health, reinsurance, life, and agricultural insurance.

Chubb has an extensive global presence with operations in 54 countries and territories, with approximately 43% of its business transacted outside the United States. It maintains executive offices in Zurich, New York, London, and Paris, and is actively pursuing strategic global expansion initiatives, particularly in Asia-Pacific and North America. Its global network includes 448 offices worldwide, with significant presence in North America, Europe, Asia Pacific, and Latin America.

Chubb has a strong brand reputation for quality of service and dependability, holding an "A++" (Superior) rating from A.M. Best. However, its reputation has been impacted by events such as reducing homeowners insurance exposure in wildfire-prone areas of California, insuring the Baltimore's Francis Scott Key Bridge, and a poor rating with over 100 complaints filed against the carrier in the past three years with the Better Business Bureau.

Chubb Limited is a publicly traded company with ownership distributed among individual and institutional investors. Institutional shareholders own 90.07% of Chubb, while Chubb insiders own 1.14%, and retail investors own 8.79%. The largest individual shareholder is Vanguard Group Inc., owning 9.12% of the company.