Colony Bankcorp, Inc. (CBAN)

In the past six months, Colony Bankcorp's stock experienced several notable events, including Q2 and Q3 2025 earnings reports, a dividend declaration, analyst upgrades, the ongoing merger with TC Bancshares, insider trading, and an overall stock price increase of 8.65%.

Colony Bankcorp experiences demand seasonality, particularly with municipal deposits, and strategically uses brokered funding to replace seasonal municipal deposit runoff, expecting these municipal funds to return in the fourth quarter as tax revenues are collected. The company also noted a "little slowdown" in its Small Business Specialty Lending (SBSL) and mortgage divisions in the third quarter of 2025.

Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank, offering banking products and services to retail and commercial customers in the United States. The company operates through its Banking, Mortgage Banking, and Small Business Specialty Lending divisions, providing deposit products, treasury solutions, loans, internet banking, and wealth management services.

Colony Bankcorp, Inc. primarily operates in Georgia, with a presence across rural and suburban communities, and has expanded to include locations in Birmingham, Alabama, and Tallahassee and the Florida Panhandle. As of September 30, 2025, Colony Bankcorp has over $3.2 billion in assets and serves markets in Georgia, Alabama, and Florida, with more than 30 locations across its regional footprint.

The provided search results do not contain explicit information about Colony Bankcorp, Inc.'s brand reputation in the past year or any specific events that have affected it. However, the company was recognized as one of Georgia's Best Banks in 2023 for its financial performance and community involvement. Colony Bankcorp emphasizes local decision-making, community engagement, and personalized service.

The search results did not provide specific details on major institutional and individual owners of Colony Bankcorp, Inc.