CB Financial Services, Inc. (CBFV)

Over the past six months, CBFV's stock price has increased, reaching $33.61 on October 24, 2025. Key events include a GAAP net loss in Q3 2025 due to securities repositioning, although adjusted EPS beat estimates. The company executed a securities repositioning strategy in September 2025 to boost future returns. Q2 and Q1 2025 earnings and revenues beat analyst expectations. The company navigated organizational changes in Q1 2025, including a CFO resignation and workforce reduction. The Board of Directors declared a $0.26 quarterly cash dividend per share.

The banking industry, including CB Financial Services, Inc., experiences seasonal trends in demand for loans and investment services. Loan demand is typically lowest in late January and February, surging from March through May. Investment services see increased demand in December and early January. Tax planning and interest rates also contribute to seasonal banking activity.

CB Financial Services, Inc. operates as a bank holding company for Community Bank, providing financial solutions through its Community Banking and Insurance Brokerage Services segments. It offers diverse deposit and lending products, including residential and commercial real estate loans, and conducts insurance agency activities.

CB Financial Services, Inc. primarily serves individuals and businesses in southwestern Pennsylvania and West Virginia. Community Bank operates 28 full-service branch locations across Pennsylvania and has a presence in northern West Virginia, with its headquarters in Carmichaels, Pennsylvania.

CB Financial Services, Inc. has maintained a positive brand reputation, being named a "Best Regional Bank in America by Newsweek" for the second consecutive year in 2025. In 2024, the company experienced a 29% increase in its client promoter score and has an overall customer satisfaction score of 4.5 out of 5.

CB Financial Services, Inc. has 133 institutional owners and shareholders, holding a total of 2,693,044 shares. Major institutional shareholders include Janney Montgomery Scott LLC, Alliancebernstein L.p., and BlackRock, Inc. Insider ownership stands at 9.02%.