Chain Bridge Bancorp, Inc. Class A (CBNA)

Chain Bridge Bancorp, Inc. reported its First, Second and Third Quarter 2025 financial results on April 28, July 28, and October 28, 2025, respectively, with the third quarter EPS exceeding expectations. Net income for the nine months ended September 30, 2025, decreased compared to the same period in 2024. An independent director exercised options to buy US$861k worth of stock on November 21, 2025, and the company's stock price increased by 17.51% between November 11, 2024, and November 7, 2025.

Demand for Chain Bridge Bancorp, Inc.'s products and services exhibits seasonality due to its clientele of political organizations, with deposits increasing before elections and decreasing afterward, leading to fluctuations in deposit levels and revenue sources. The bank manages this by maintaining a higher proportion of assets in highly liquid investments.

Chain Bridge Bancorp, Inc. operates as a bank holding company for Chain Bridge Bank, N.A., offering commercial and personal banking services, including deposit accounts, treasury management, loans, trusts, estate administration, wealth management, and asset custody services, emphasizing personalized service and advanced technology.

Chain Bridge Bancorp, Inc. is headquartered in McLean, Virginia, and through its subsidiary, Chain Bridge Bank, N.A., provides banking and trust services nationwide, serving deposit clients in 48 states, the District of Columbia, the U.S. Virgin Islands, and Puerto Rico, focusing on the Washington, D.C. metropolitan area.

Chain Bridge Bancorp, Inc. is known for personalized banking solutions, particularly to political organizations, which presents both opportunities and public relations challenges. The bank's conservative lending strategy and strong credit quality contribute positively to its reputation for financial strength.

Chain Bridge Bancorp, Inc. has a diverse ownership structure with institutional investors holding approximately 4.79% of the shares, insiders holding 26.44%, and retail investors accounting for 68.76%. Major institutional owners include FJ Capital Management LLC, Gator Capital Management, LLC, and Royce & Associates LP. Martin S. Friedman is the largest individual shareholder, owning 9.41% of the company.