Capital City Bank Group, Inc. (CCBG)

In November 2025, Capital City Bank Group, Inc. announced a cash dividend and rose in American Banker's "Best Banks to Work For" list. In December 2025, Clint Mizell was named Capital City Bank President of Bay County. In January 2026, the company announced its Q4 2025 earnings results, which missed estimates. In February 2026, Capital City Bank Group, Inc. increased its cash dividend. In April 2026, the company announced its Q1 2026 earnings results, significantly exceeding expectations, and was upgraded to "Buy" by Zacks, but was also downgraded to "Hold" by an analyst due to valuation concerns. In May 2026, Capital City Bank expanded its Gwinnett County presence with a new business banker. CCBG's stock increased by 10.0% from the start of the year to May 8, 2026, reaching an all-time high on April 19, 2026.

The provided information does not contain specific details regarding the demand seasonality for Capital City Bank Group, Inc.'s products and services. Banking services, in general, can experience some seasonality related to economic cycles, holiday spending, tax seasons, and real estate market fluctuations, but no explicit information for CCBG was found.

Capital City Bank Group, Inc. (CCBG) is a Florida-based financial holding company operating as the parent of Capital City Bank, founded in 1895. The company operates within the Financial Services sector and the Banks industry, focusing on commercial banking, and provides Banking Services, including deposit and credit services, mortgage banking, and online/mobile banking, as well as Wealth Management Services, such as asset management, trust services, and securities brokerage.

Capital City Bank Group serves communities primarily in Florida's Big Bend region, as well as select markets in Georgia and Alabama, operating through a network of 62 to 67 banking offices and over 100 ATMs/ITMs across these three states.

Capital City Bank Group has maintained a strong brand reputation over the past year. Capital City Bank has been named to Florida Trend's annual list for 14 consecutive years and recognized by American Banker for 12 to 13 consecutive years. Forbes ranked Capital City Bank 13th out of 100 on its "America's Best Banks" list in 2025 and included it in Forbes' "World's Best Banks" list. The company's culture and client-focused response to events have contributed to its positive reputation.

Capital City Bank Group (CCBG) has a mixed ownership structure. Approximately 4.70% to 44.59% of the stock is held by institutions, including BlackRock, Inc. and Vanguard Group Inc. Insiders hold around 19.80% to 20.01% of the stock, with William G. Smith Jr. being the largest individual shareholder.