C&F Financial Corporation (CFFI)

Over the past six months, C&F Financial Corp. experienced strong financial results, with consolidated net income increasing significantly in Q2 and Q4 2025, as well as for the full year. The company announced quarterly cash dividends of $0.46 per share in August and November 2025. A management update occurred on January 23, 2026. In December 2025, the board of directors authorized a $5 million stock repurchase program for 2026. While the stock saw an increase over the past six months, it underperformed the US Banks industry and the broader US Market over the past year.

Demand for C&F Financial Corp.'s products and services exhibits some seasonality. Mortgage loan originations show normal industry seasonal fluctuations, with an increase observed in the second quarter of 2025 compared to the first quarter. Historically, seasonal chart analysis suggests a period of seasonal strength for CFFI stock from May 7 to October 3. The company's management also considers the demand for financial services in its market areas when assessing performance.

C&F Financial Corp. is a bank holding company offering banking and financial services to individuals and businesses. It operates in the financial sector, specifically in the banking industry. The company's services are delivered through retail banking, mortgage banking, consumer finance, wealth management, and other segments including brokerage and insurance services.

C&F Financial Corp.'s primary geographic footprint is concentrated in Virginia, where its C&F Bank subsidiary operates 31 banking offices and five commercial loan offices across eastern and central Virginia. The company has also strategically expanded its commercial banking operations into Southwest Virginia. C&F Mortgage Corporation extends its services to Virginia and surrounding states, while C&F Finance Company provides vehicle financing through indirect lending programs predominantly in the Mid-Atlantic, Midwest, and Southern United States.

C&F Financial Corporation has maintained a robust reputation for delivering exceptional financial products and services and demonstrating a deep commitment to the community. Its diversified business model is considered a significant strength. There were no specific events in the past year that negatively impacted the company's brand reputation found in the search results.

Major institutional owners of C&F Financial Corp. include Vanguard Fiduciary Trust Co., BlackRock Advisors LLC, MANULIFE FINANCIAL CORPORATION, and Renaissance Technologies LLC. Insider ownership stands at 6.78%.