Cullen/Frost Bankers, Inc. (CFR)

In the past six months, Cullen/Frost Bankers, Inc.'s stock has been influenced by quarterly earnings reports and analyst activities. In Q2 2025, net income was $155.3 million, or $2.39 per share, and in Q3 2025, it was $172.7 million, or $2.67 per share. The board approved a 5.3% increase in the quarterly common dividend to $1.00 per share. Analyst ratings varied, with some raising price targets and ratings, while others lowered them. Insiders sold approximately $88,900.00 in company stock. The share price as of January 5, 2026, was $133.69, a 1.06% decline from January 6, 2025.

Cullen/Frost Bankers, Inc. experiences demand seasonality, particularly concerning deposit flows. The company typically observes weaker deposit flows during the first half of the year, followed by stronger flows in the latter half, driven by commercial non-interest-bearing deposits.

Cullen/Frost Bankers, Inc. is a financial services holding company based in San Antonio, Texas, established in 1868. It operates in the Financial Services sector, providing financial solutions through Frost Bank. Its services include commercial and consumer banking, wealth management, and investment banking. The company operates through two segments: Banking and Frost Wealth Advisors.

Cullen/Frost Bankers, Inc. focuses its operations within Texas, serving regions including Austin, Corpus Christi, Dallas, Fort Worth, Houston, Permian Basin, Rio Grande Valley, and San Antonio. The company is expanding into major markets like Houston, Dallas, and Austin through new branch openings.

Cullen/Frost Bankers, Inc. has a strong brand reputation for prudent management and dedication to sustainable growth. The company is known for its community ties and personalized customer approach. It has a history of successfully navigating market downturns. As of January 7, 2026, the company has a "Medium" ESG Risk Rating with a "Low" controversy level.

Cullen/Frost Bankers, Inc. has significant institutional ownership, with approximately 86.90% to 88.6% of its stock held by institutions. There are 914 institutional owners holding 68,332,232 shares. Major institutional owners include Vanguard Group Inc. and BlackRock, Inc. Individual insiders hold about 1.26% of the shares, with recent insider activity indicating selling rather than buying.