City Holding Company (CHCO)

City Holding Co.'s stock has seen a 4.4% increase over the last six months. The company announced record quarterly net income of $35.2 million on October 22, 2025, driven by strong loan growth and higher net interest income. On September 24, 2025, City Holding Company increased its quarterly dividend by 10%, raising it to $0.87 per common share. Insider buying activity was reported on October 16, 2025. Analysts have given CHCO a consensus "Hold" recommendation, with an average 12-month price target of $133.25.

The banking industry, including City Holding Co., experiences seasonal trends in demand for its products and services. Loan demand is typically highest in the spring and summer, decreasing to lows in December. High-traffic periods for banking support also occur around tax deadlines, holiday shopping, and end-of-quarter closings.

City Holding Co. operates as a financial holding company for City National Bank of West Virginia, offering banking, trust, and investment management services across the United States. The company provides a variety of banking solutions, commercial and real estate loans, and wealth management services.

City Holding Co. operates through a network of bank branches located in West Virginia, Kentucky, Virginia, and Southeastern Ohio. The company is headquartered in Charleston, West Virginia.

City Holding Co. maintains a strong regional presence and a stable customer base, contributing to its brand reputation. The company's solid financial performance and satisfactory Community Reinvestment Act (CRA) rating further support a positive public perception.

Institutional investors hold approximately 75% of City Holding Co. shares, with BlackRock, Inc. being the largest shareholder. The general public holds about a 23% stake, and insiders own a meaningful stake worth approximately US$35 million.