Civista Bancshares, Inc. (CIVB)

Civista Bancshares' stock price has been impacted by several events over the past six months. The company completed its merger with The Farmers Savings Bank in November 2025 and had a successful public offering in Q3 2025, raising approximately $80.5 million. Civista Bancshares announced its second, third, and fourth-quarter 2025 financial results, reporting increases in net income. The company announced that its shareholders would receive a larger dividend than the previous year. Analysts updated their forecasts, with some raising their price targets for CIVB, and the stock experienced one analyst upgrade and one downgrade. Short interest in Civista Bancshares increased by 2.44%.

The provided information does not explicitly detail specific demand seasonality for Civista Bancshares' products and services. Demand for services is influenced by general economic conditions, interest rate cycles, and local market dynamics rather than distinct seasonal patterns.

Civista Bancshares, Inc. is a financial services holding company based in Sandusky, Ohio, with approximately $4.4 billion in total assets. Its primary subsidiary, Civista Bank, offers a range of financial products and services, including banking, commercial lending, mortgage services, wealth management, and commercial equipment leasing. The company provides various deposit accounts and its loan portfolio includes commercial, real estate, and consumer loans. Civista Bancshares also offers trust and third-party insurance services, with commercial equipment leasing available nationwide.

Civista Bancshares' operations are primarily in the Midwest, with 44 locations across Ohio, Southeastern Indiana, and Northern Kentucky. Its commercial equipment leasing services extend nationwide through its Civista Leasing and Finance Division, headquartered in Pittsburgh, Pennsylvania.

Civista Bancshares maintains a strong community-focused brand reputation, emphasizing local decision-making and relationship banking. MarketBeat rated Civista Bancshares higher than 86% of companies evaluated in the finance sector, but the company has received a consensus "Hold" rating from brokerages. The company has invested in technology, such as launching a new digital banking platform and the Mantle digital deposit account system in 2025.

Civista Bancshares, Inc. has a significant institutional presence among its owners, with 263 institutional owners and shareholders holding 14,757,562 shares. Major institutional shareholders include Wellington Management Group Llp, BlackRock, Inc., and Vanguard Group Inc. Insiders hold 2.31% of the company's shares.