Columbia Financial, Inc. (CLBK)

Over the past six months, Columbia Financial's stock price has been impacted by several events. The company's Q3 2025 earnings beat analyst estimates, which likely had a favorable impact on the stock. A new stock repurchase program was authorized to acquire up to 1,800,000 shares. The company implemented a balance sheet repositioning transaction during the fourth quarter of 2024, impacting net interest income. In November 2025, CLBK's stock price showed some upward movement, rising above its 50-day and 200-day moving averages on multiple occasions.

Information regarding specific demand seasonality for Columbia Financial, Inc.'s products and services is not readily available in the provided search results. Access to detailed data on the seasonality of its banking products and services is not publicly provided in the current information.

Columbia Financial, Inc. operates as the bank holding company for Columbia Bank, offering traditional financial services to consumers and businesses. Its products and services include multifamily and commercial real estate loans, commercial business loans, one-to-four family real estate loans, construction loans, home equity loans and advances, and other consumer loans. Deposit products include non-interest and interest-bearing demand accounts, savings and club deposits, money market accounts, and certificates of deposit. Other financial services include title insurance products, wealth management services, and cash management services.

Columbia Financial, Inc.'s operations are primarily concentrated in New Jersey. As of September 30, 2025, Columbia Bank maintained approximately 69 full-service banking offices and four regional lending centers within its market area. The company's strategic focus is centered in New Jersey, leveraging its network to maintain a strong community presence and local market knowledge.

Columbia Financial, Inc., through Columbia Bank, has an established reputation as a reliable, community-based financial institution. The company emphasizes a customer-centric business model, aiming to provide innovative solutions, personalized guidance, and support to its clients. Columbia Financial has also undertaken community initiatives, including increasing charitable donations and volunteer efforts to support local communities. No specific negative events impacting its brand reputation in the past year were found in the search results.

Columbia Financial, Inc. has a diverse ownership structure. 12.90% is held by institutional shareholders, 63.95% by Columbia Financial insiders, and 23.15% by retail investors. Bank MHC Columbia is the largest individual shareholder, owning 59.99% of the company. Significant institutional holders include Vanguard Group Inc., Blackrock Inc., and Dimensional Fund Advisors LP. Thomas J. Kemly and Joseph W. Armaly are notable individual insiders.