Capital One Financial Corp (COF)

Over the past six months, Capital One's stock price has been influenced by several key events. In July 2025, the share price was $215.88, representing a 46.65% increase over the past year. The stock gained 7.06% over the past 30 days and 48.77% over the past 12 months. In July 2025, Capital One's shares touched a 52-week high of $215.62 after the firm passed the Federal Reserve's 2025 stress test. In February 2025, Capital One announced its acquisition of Discover Financial in an all-stock transaction valued at $35.3 billion. In May 2025, Capital One Financial Corporation was set to go ex-dividend on May 23, with a dividend payment of $0.60 per share. In July 2024, Capital One reported disappointing second-quarter earnings due to a significant increase in provision for credit losses.

The provided information does not explicitly detail the demand seasonality for Capital One's products and services. However, its demand can be influenced by broader economic trends, interest rate shifts, and consumer spending patterns. The overall demand for its products and services can be significantly impacted by industry dynamics and the level of competition.

Capital One Financial Corporation is an American bank holding company specializing in credit cards, auto loans, banking, and savings accounts, founded in 1994. It operates through three main divisions: Credit Card, Consumer Banking, and Commercial Banking, differentiating itself through technology and customer-centric innovation.

Capital One's operations are primarily concentrated in the United States, with a notable physical presence in states such as New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California, including its headquarters in McLean, Virginia. The company also has an international presence with divisions in Canada and the United Kingdom.

Capital One's brand is considered one of its most important assets, with its maintenance and enhancement largely dependent on providing high-quality products and services. The company has been recognized for its innovative marketing strategies. The financial services industry, including Capital One, faces ongoing cybersecurity risks. Negative public perceptions regarding the security of technology systems and protection of customer data could adversely affect its reputation and deposit levels.

Capital One Financial Corporation has a diverse ownership structure, including institutional, retail, and individual investors. As of July 21, 2025, there are 2,460 institutional owners and shareholders holding a total of 564,031,991 shares. Major institutional owners include Kingstone Capital Partners Texas, LLC, Vanguard Group Inc., BlackRock, Inc., State Street Corp, Dodge & Cox, JPMorgan Chase & Co, Fmr Llc, Franklin Resources Inc, Capital World Investors and Geode Capital Management, LLC. Richard D. Fairbank, the founder, Chairman, and CEO of Capital One, is the largest individual shareholder, owning approximately 1.11% of the company's shares.