COFS

ChoiceOne Financial Services, Inc. reported its Q4 2025 earnings on January 30, 2026, surpassing estimates. On March 30, 2026, ChoiceOne Financial Services (COFS) was upgraded to a "Buy" rating by Zacks Investment Research. ChoiceOne Financial Services announced its Q1 2026 earnings on April 24, 2026, which also exceeded estimates. The Q1 2026 results indicated a significant turnaround, moving from a net loss in the prior year to a net income of $13.7 million, with a surge in net interest income and a strong return on average tangible common equity. As of Q1 2026, core loans saw an annualized decline of 4.2%, while deposits excluding brokered deposits grew by $68.9 million (an annualized 7.9%). Asset quality remained stable, with nonperforming loans at 1.01% of total loans and annualized net charge-offs at 0.01% as of March 31, 2026. The stock price increased by 6.55% between May 5, 2025, and May 1, 2026, and over the last year, COFS shares have traded within a 52-week range of $26.10 to $35.40.