Corpay, Inc. (CPAY)

Over the past six months, Corpay's stock underperformed the S&P 500 Index by -13.19%. As of July 15, 2025, the share price was $319.61, an increase of 8.86% from July 16, 2024, reaching its all-time high of $400.81 on February 5, 2025. In Q1 2025, Corpay reported an adjusted EPS of $4.51, slightly beating estimates, but revenue of $1.01 billion slightly missed estimates. Corpay completed the acquisition of GPS Capital Markets and divested Comdata Merchant POS Solutions on January 20, 2025. Corpay and Mastercard launched a strategic partnership in cross-border payments on April 29, 2025. Several research firms have adjusted their ratings and price targets for CPAY, with a consensus rating of "Moderate Buy" and an average target price of $401.07.

Demand for fuel cards can be influenced by fuel prices and economic activity. The Corporate Payments segment has shown robust growth due to demand for accounts payable automation and international payment solutions. Despite macroeconomic headwinds, Corpay's core businesses have remained strong, and the company expects increased demand from a seasonal perspective.

Corpay, Inc. is a global financial technology company specializing in payment solutions, expense management, and cross-border payment services, operating within the Technology sector. It offers payment solutions such as AP Automation, Corporate Card Programs, and Virtual Cards. Corpay provides international payment services, including FX Solutions and a Global Payment Network. The company offers expense management tools, including expense reporting software. Vehicle payments solutions manage vehicle-related expenses, accounting for approximately 51% of revenue. Lodging payments solutions manage lodging costs, contributing about 12% of revenue. The company also has other businesses, such as gift and payroll card services.

Corpay, Inc. operates across multiple regions globally, serving clients in diverse industries. Its geographic areas of operation include the United States, Brazil, the United Kingdom, and other international markets. The company's global footprint is supported by regional offices in North America, Europe, Asia Pacific, and the Middle East.

Corpay maintains a strong brand reputation associated with trust, security, and innovation. Corpay was named to the TIME World's Best Companies 2024 rankings in September 2024. Corpay was named to Newsweek's annual list of Top 100 Global Most Loved Workplaces. Earlier in 2024, Corpay was Certified™ by Great Places to Work®. Corpay has actively engaged in strategic partnerships, such as becoming the Official Foreign Exchange Provider of Major League Soccer (MLS) and extending its partnership with West Ham United.

Corpay, Inc. has a mixed ownership structure consisting of institutional, retail, and individual investors. Institutional investors own approximately 52.64% to 84.25% of the company's stock, with Vanguard Group Inc. owning the most shares. Insiders own approximately 3.60% to 49.47% of the stock, with significant individual and insider shareholders including Summit Partners L P, Richard A. Smith, and John G. Berylson.