Corpay, Inc. (CPAY)

Corpay's stock (CPAY) has increased by 30.15% in the past six months. Key events include a strong Q4 2025 earnings report with sales up 20.7% year-on-year, positive analyst ratings with an average recommendation of "Moderate Buy", and a notable insider sale by the Chief Accounting Officer.

While "CPAY Seasonality" is acknowledged in financial reporting, specific details on seasonal demand fluctuations for Corpay's products and services are not readily available. The company's diversified business model and global presence may mitigate the impact of localized or segment-specific seasonality.

Corpay, Inc., formerly FLEETCOR Technologies, Inc., is a global S&P 500 corporate payments company headquartered in Atlanta, Georgia. It operates in financial data services and financial technology, specializing in payments and spend management systems. Corpay's services include corporate payments with cross-border payments and AP automation, vehicle payments with fuel cards and fleet maintenance, lodging payments for business travel, and other services like gift and payroll cards.

Corpay has a global presence across four continents, with significant operations in the United States, Brazil, the United Kingdom, Europe, and Canada, serving over 200 countries. In June 2024, it expanded its Cross-Border business with a new office in Auckland, New Zealand. The United States is Corpay's largest market, contributing 49% of its total revenues in 2025.

Corpay's brand reputation has been influenced by its name change from FLEETCOR Technologies, Inc. in March 2024. The company faced an FTC lawsuit and injunction from 2019-2023 for allegedly obscuring fees and misleading consumers. Corpay also divested its Russian businesses in October 2023 for $197 million due to the Russian invasion of Ukraine.

Institutional investors hold approximately 79.69% of Corpay's stock, with the top 25 shareholders holding 73.8% of the shares. Major institutional owners include Vanguard Group Inc., BlackRock, Inc., and JPMorgan Chase & Co. Individual investors and public companies hold about 16.61% of the stock, while insiders hold approximately 3.70%. Ronald F. Clarke, Chairman & CEO, is noted as an owner with 4.58%.