CZFS

Citizens Financial Services, Inc. reported its first-quarter 2026 financial results on April 29, 2026, with diluted EPS of $2.16, surpassing estimates. Net income increased by 36.2% year-over-year, driven by higher net interest income. A quarterly cash dividend of $0.495 per share and a 1% stock dividend were declared on June 3, 2025. The stock price has increased by 11.9% year-to-date and 15.00% in the past month as of April 20, 2026. Non-performing assets increased to $40.1 million in the first quarter of 2026, and the company experienced seasonal decreases in student loans and municipal deposits.