Equifax Inc. (EFX)

Over the past six months, Equifax's stock experienced analyst rating changes from BMO Capital, B of A Securities, and Barclays. Equifax announced strong first-quarter 2025 results with revenue of $1.442 billion and an adjusted EPS of $1.53 per share. The company authorized a new $3 billion share repurchase program and increased its quarterly dividend by 28% to $0.50 per share. Equifax secured 35 new patents and redesigned its U.S. Consumer Credit Report, introducing new products. Equifax is scheduled to announce its second-quarter 2025 financial results on July 22, 2025. Between July 16, 2024, and July 15, 2025, the share price declined by 2.72%.

Demand for Equifax's products and services correlates with economic activity, consumer credit, commercial credit, marketing activity, and employee hiring. The mortgage industry accounts for 20-25% of sales and is sensitive to interest rates. The Workforce Solutions segment experiences seasonal spikes related to pre-hire verifications before the holiday season.

Equifax, Inc. is a global data, analytics, and technology company based in Atlanta, Georgia, and one of the three largest consumer credit reporting agencies in the United States. It operates in the business-to-business sector, providing information solutions and human resources services. The company's business is structured around three primary segments: U.S. Information Solutions (USIS), Workforce Solutions, and International. Equifax's services are critical to lenders' credit decisions and help consumers manage their personal information, leveraging data assets, analytics, and cloud technology.

Equifax operates or has investments in 24 countries across North America (United States, Canada, and Mexico), Europe (approximately 15 countries, including the United Kingdom, Germany, France, Spain, Ireland, and Portugal), Latin America (Argentina, Brazil, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, Mexico, Paraguay, Peru, and Uruguay), and Asia-Pacific (Australia, New Zealand, and India).

In the past year, Equifax's brand reputation has been influenced by both challenges and positive recognition. The CFPB imposed a $15 million penalty on Equifax due to a lack of thorough investigation into consumer credit report mistakes. Equifax was named to TIME Magazine's inaugural list of America's Best Midsize Companies, based on employee satisfaction, revenue growth, and sustainability transparency.

The ownership structure of Equifax stock is a mix of institutional, retail, and individual investors. Institutional ownership ranges from approximately 37.38% to 96.97%, with major holders including Vanguard Group Inc, Capital International Investors and BlackRock, Inc. Insiders hold approximately 0.55% of the company's stock. Public companies and individual/retail investors hold between 22.00% and 40.07% of the stock.