EFX

Over the past six months, Equifax's stock (EFX) has declined approximately 40-45% over the last year, trading near its 52-week low. This decline is attributed to analyst target cuts, regulatory pressure on mortgage credit scoring allowing VantageScore to compete with FICO, and a slight miss on full-year EPS guidance despite solid Q2 2026 results, coupled with broader market sentiment. Positive events include the launch of new fraud-tool products, a modest rebound following strong Accenture results, the acquisition of Círculo de Crédito in July 2026, a dividend increase in February 2026, and a $3 billion share repurchase program authorized in April 2025.